Hey Benny,
Are you still there?
Thanks for your message, and I’ve kept it in my inbox all this time. I’ve been working on something, and wanted to save my reply for when I had something to show for it.

I kept becoming distracted from the property path by something, and I’ll tell you what it is in a second.
But it made me think. What are my…[Read more]

Thanks heaps :-)

Hey thanks that’s kind of you.
Hope you have an amazing day.
:-)

Hi Jacqui,

Hope you’re keeping well and that you receive this.
Update:
My PR has been refinanced with ANZ to include my car and tax debt. It is now 180K set up PI offset with 80K variable at 215pw. I didnt jump in interest only straight up. It settled last week. The day after I spent an entire 9 hours on the phone reviewing my insurances. In…[Read more]

I didn’t realise that until I read this Jacqui.
Just because I’m not buying and selling does not mean I’m not using my knowledge or investing. Based on our chats, my conversations with my broker and all our grouped ideas, it seems up to 70% of successful investing would be correct planning and structuring, 20% would be sourcing the ‘deals’ and…[Read more]

Thanks Jacqui,

I really did. You showed me I had options. Start with the small things. It’s not over. It can’t be if it hasn’t started. You gave me courage to ring my broker. They are super approachable, but I felt down on myself.
You’re a special person Jacqui, in case you weren’t sure :-).

Jo x

Hi Jacqui!
As it turns out he spoke to me about all of the above.
I have had two bank valuations done now and the rental appraisal came back this morning at 260-270pw. Depending who we go with I have at the least 76K in equity.
My broker is also a successful investor and specialises in working with other investors (I interviewed several to find…[Read more]

Hey Jacqui,

Thank you so much for your reply.
Love the idea re loans. My car is with Toyota Finance on 11% with 15K remaining and my house is on 4.3%. That is a seriously unreal idea. Do I just go to my mortgage broker to refinance that?
Re Phoenix, I rescued her and gifted her to a religious organisation who wanted an horse to check their cows…[Read more]