Mike,
My wife is a US Citizen as well and like yourselves we reside here in Aus without any credit history as a couple in the US. We have approached the banks in the US with regards to getting a loan to purchase property and without us working in the US they just don't want to know about it. I have read your blogg and it sounds as though you are now obtaining your finance through HSBC. Is that HSBC here in Aus or in the US? Also, have you been given any other advice on financial options since going with HSBC? I have the State and area down to the school district that we want to buy in preparation for living over there in the future. I have all the other components of a real estate team organised in the US, we are just finding it difficult, short of paying in cash, to obtain a mortgage in the US. Any assistance would be greatly appreciated from you or anyone else, thank you,

Darren