I think it is a bit clear now.  

If the property is under discretionary trust
If I am personally get sued/bankrupt, the creditor will not go after the asset that held under discretionary trust.   if that is the tenant trying to sued the house owner, which is the trust, then most likely, the landlord insurance will cover the cost to its limit.…[Read more]

Thanks Jamie, I am in Sunshine Coast.

Benny wrote:
Hi Shelby,
Re Bellbird Park, I don't know it at all, but when a demographic says the average person makes $500 a week more, that is a huge difference, and would have me more comfortable re "ability to pay rent".   And unemployment way lower too?    But then, it is only a unit.  Less chance of Capital Growth I would think, and then…[Read more]

Hi Paterson00 and Freckle
Your spreadsheet looks really good.  Would you mind email me a copy?  or where I can find something like this?  

Thank you so much!!!   It seems like I am in the right track re: reading all the stats.   Just need more research!

The house in Eagleby does need some reno, but this maybe why the price is a lot lower than the other area in the same suburb. 

I am limited to what I can spend around 200K.  Can I be the pain to ask you why not those 2 areas?  is it because they are in their top peak, not much grow in the future?  or they are just not a good area to live in( people not likely to pay the rent, troublesome area in terms of crime, negative influence to drive poeple out)?  

I am looking at…[Read more]

Thank you so much guys! 
Great advice!! I have more study need to do.