http://www.washingtonbrown.com.au/

Put in the basic details- age, location etc…and it will give you a rough quote.
Also instead of paying $450 which is the full service, you could go for a “basic service” where YOU provide al the pictures and details + measurement of the unit and they will provide the reports based on your pics and details – cost around $220.

Regards
Michael

Hi,

All i can say is- it wont be easy..as you probably already know.

1. You must decide if you want to provide a “Service” or a “product” – service less capital but harder to finder clients unless you havea client base already/connection/name. Product slightly easier to market but higher capital and advertising.

2. An idea…there are online business these days for EVERYTHING! so you must be slightly different or be the BEST at what you do/provide.

So the question is; how much capital do you have??? and what experience or service could you provide?

Regards
Michael

Yes you can, it’s called interest in advance. Advantages…
1. You pay the interest in this financial year ( so if you had an increase in income or bonus etc it would work beautifully) – however next financial year you won’t be able to claim this interest ( so depends when you get a bonus? or sell off a asset with capital gain)

2. Most banks will offer a discount off their fix rate around 01.-0.2% off if you do interest in advance.

3. You will need to apply for this by 24th of June 2011 to make it for most of the banks cut off.

IN affect YOU get the advantage through the tax + lower interest…the banks get the advantage of getting money now to invest into another investment + locking you in for one full year

Regards
Michael

State and area your in?

Regards
Michael

Most are 6 -12 month.

Regards
Michael

Yes you can; subject to the FIBR approval. But essentially your allowed to buy
1. OTP
2. Vacant land + construction
3. New property

This is not just for Singaporean; but any Foreign Investors

Regards
Michael

This is the advice i will def take up!
95% of the time the crdit card company would LOVE to hear from your; and you can always pull a deal-especially if your in the red.
The most common;

1. Pay cc in full at 60-70% of the balance
2. Go on a reduce rate for 6 month till your ok again- ie 8%

Regards
Michael

houses on a main road is a big no no for me;
1. It’s hard to get tenants- Young family hates main roads as well
2. Trying to organise inspection is a nightmare due to the parking and access
3. Noise
4. 20 min wait…no thanks..

Regards
Michael

Hi Bob,

At 62, i would say dont risk it..it’s going to be very stressful and it wont be what you expect…
1. you will have a lot of barriers to overcome in term of finance – ie require a lot more paper work, . instead of 30 years it might be reduce to 15 + you be limited to a selective bunch of lenders.

2. Like any investment it takes -time….

3. Once you hit 70- without any good security/ total asset backing; the bank will pretty much stop lending from this age onward… Unless it’s a reverse mortgage ( which you may not have enough time to build up equity)

If i was in your situation; i would spend a couple of hundred dollars and go and speak to a financial planner ( there are free one out there as well) especially given the age and lack of assets?

Regards
Michael

Ceiling is part of the common area- as the foundation of the ceiling is connected to the next level up.
So yes strata can stop you; but as long as you change the plan – get DA approval the should approve your work wit the required changes ie partition wall only – not touching the ceiling etc- But at the end of the day it’s strata’s rule you play by as Majority rules

Regards
Michael