Hi Connie and Luke,I have spoken to the Office of State revenue and they have confirmed that stamp duty on the transfer is calculated based on the date of contract / not the settlement date. You can visit the office of state revenue website http://www.osr.qld.gov.au/CheersShaneBuyers Choice Home Loans07 38207161

Hi,At the end of the day, unless refinancing to a new Bank will save you a lot of money in the long run, then why would you want to change.You must consider the costs involved in re-financing, such as: early repayment fees, Banks discharge fees, registration fees, stamp duty and the new Banks application fees.A Bank Manager or Broker can show you…[Read more]

Doing the research now may save you in the future.There are many diferent loan options on the market and you may find a lender that has similar features as Wizard, but without the 1.2% or 0.90% early repayment fees.If you do have to sell or refinance your loan within a 2, 3 or 4 year period those early repayment fees will hurt. and Wizard's…[Read more]

You can always put in an offer, you just need to ensure that there is a finance clause in the contract that you sign, as it would seem that getting finance could be the issue that may come between you and your dream home. So you need to ensure that you can pull out of a contract if you cant get finance.You have equity in another property so you…[Read more]