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  • Profile photo of sgoodessgoodes
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    @sgoodes
    Join Date: 2012
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    July 27, 2012 - 5:30 am

    You've hit the nail on the head there and will be speaking with a couple of brokers I know over the next few days and take it from there. Never again will I deal with CBA.

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    @sgoodes
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    July 27, 2012 - 4:36 am

    I have no idea. They shift the goal posts to suit themselves these days. In one breath they are all good to incorporate difference between actual bank value against purchase price in regards to deposit to allow me buy a decent home knowing that I am no risk then next breath change everything. I have a perfect credit history, secure employment 180k +, 30 yrs history with cba and it means nothing.

    Profile photo of sgoodessgoodes
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    @sgoodes
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    July 23, 2012 - 3:00 am

    Thanks for all your help guys. It is much appreciated.

    Profile photo of sgoodessgoodes
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    @sgoodes
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    July 20, 2012 - 6:15 am

    I did James. Definetly food for thought. Much appreciated.

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    @sgoodes
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    July 20, 2012 - 5:53 am

    Thanks for all the positive feedback. Its greatly appreciated and hopefully I will have my first IP in the very near future. The first thing i need to deal with is ceasing procrastinating. Thank you again.
    steve

    Profile photo of sgoodessgoodes
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    @sgoodes
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    July 20, 2012 - 12:01 am

    GDay, After speaking with a few PM's in Kal it seems that the demand at the moment is for units so Ive been researching down that road. Pretty good returns and just waiting for some more info on strata fees etc.

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    @sgoodes
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    July 19, 2012 - 10:43 pm

    Ok James try now. Cheers

    Profile photo of sgoodessgoodes
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    @sgoodes
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    July 19, 2012 - 10:56 am

    Thanks heaps James. Do you know of an honest reliable agent I could speak to over there as I am in Perth.

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    @sgoodes
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    July 19, 2012 - 7:56 am

    Thanks heaps Jamie,
    I see exactly where you are coming from and one side of me is saying "wait until you have more deposit and buy up a little to increase the chance of CG".
    I'm not in any rush to buy and there's a few issues to consider and your opinion is valued and gives me some more food for thought.
    Cheers Steve

    Profile photo of sgoodessgoodes
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    @sgoodes
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    June 13, 2012 - 9:08 am

    Hartfield Conveyancing in Applecross. Warren is a personal friend of mine and has a great reputation. Very reasonable prices.

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    @sgoodes
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    June 13, 2012 - 2:47 am

    I guess we all want high yields when it comes to investing but I think not being too greedy to start out with is a good approach so I am looking at average yields in a half decent area. Havent had too many good reports about clarendon vale and have spent countless hours researching. Speaking with my accountant today on the best way to go.

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    @sgoodes
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    June 12, 2012 - 1:55 pm

    Thanks heaps. More good advice never goes astray.

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    @sgoodes
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    June 12, 2012 - 5:05 am

    Good luck. I earn $170,000 per year, have a small personal loan. $20,000 in savings but because I got nailed to the wall in my divorce and had to sell the house and walked out with nothing, I have no collateral. I have had 5 mortgages with CBA and a perfect credit history and the banks dont want to know me unless I meet stringent criteria with deposits. Im reluctant to hand over all my savings as we still need to live, pay rent etc so dont listen when they say "you shouldnt have a problem ".

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    @sgoodes
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    June 9, 2012 - 6:28 am
    ten_burner wrote:
    Hi sgoodes, I would avoid clarendon vale some parts are ok it can vary street to street, Risdon vale and Rokeby are a bit better I think,
    I own a place in Rokeby and some other low socio economic areas around hobart, if you are looking for cash-pos stuff its easy to find in these places
    you can private msg me if you want to chat or ask any questions about hobart ect

    Thanks heaps. any info would be much appreciated. not sure how to private msg as im new here so if ya can help me there too it would be great.
    Steve

Viewing 14 posts - 1 through 14 (of 14 total)