Secret Agent replied to the topic Low Doc loan with 45%LVR in the forum Finance 15 years ago
I have ended up refinancing with Better Mortgage Management who under their mortgage management have have a low doc PAYG product.
Secret Agent replied to the topic Low Doc loan with 45%LVR in the forum Finance 15 years ago
Spiro…I guess its one of those things that we learn from our mistakes…and my mistake was to use a broker that obviously was not very experienced.What lenders dont have a problem with a one day ABN??
Secret Agent replied to the topic Low Doc loan with 45%LVR in the forum Finance 15 years ago
I wont waste any more of your time Terry. You have been a great help. I guess my last attempt at refinancing to a lower rate would be firstly to ensure that I can service the loan and then obtain an ABN???? then fingers crossed
Secret Agent replied to the topic Low Doc loan with 45%LVR in the forum Finance 15 years ago
Terry, When I first met the now infamous broker we went onto a computer site or prohram he has and it showed that my total incom could service the loan amount, and that took into consideration living expenses..I really appreciate your assistance with this. Ever since I was declined I have been rather disappointed and frustrated
Secret Agent replied to the topic Low Doc loan with 45%LVR in the forum Finance 15 years ago
Terry, does that mean I can go and get an ABN number and do a self declaration with Westpac…with only one day with the ABN??? I know its a long shot, but after hearing from both yourselfg and Richard it appears there is not much left for me
Secret Agent replied to the topic Low Doc loan with 45%LVR in the forum Finance 15 years ago
Is there a lender who would charge less than 8.57%?
Secret Agent replied to the topic Low Doc loan with 45%LVR in the forum Wow that was quick reponse 15 years ago
Wow that was quick reponse Richard…I was hoping you werent going to say that… So no other lender will look at the deal? I want to ring up ANZ and agrue my case but I realise that would be pointless
Secret Agent replied to the topic Low Doc loan with 45%LVR in the forum Finance 15 years ago
Terry and Richard. I contacted a broker who was 'recommended' to me. I filled in a statement of position from ANZ and declared what I earn and from where. It was declined due to inability to support the loan. It frustrated me when I am paying my current loan which is about 2.5 % more than what ANZ were offering. The broker told me I should have…[Read more]