Geez Michael, I wish I could have a little yacht… One day…

Well here I am back but with a dilemma this time. Kiddies are on the horizon within the next year or so and we have to make our financial plan with what to do.

I desperately want to stay home with child and don’t want to go to work as my mum stayed home with my bros and co. We’ve…[Read more]

what do you mean kids things??? I don’t have kids! I just enjoy making things that don’t cost me a great deal but still look great. My mum taught me how to make the plaster of paris table deco when I was about 10. She made about 80 of them for a cabaret night and everyone wanted to know where she had bought them from. Hee hee…

LEt us know…[Read more]

Bruham, cheers for your input, but I believe that people really are oblivious of the consequences. I mean honestly, how many people do you know that reads the fine print on those buy now pay later get up?

If someone has commented they have used it, I’ve asked them if they read it and they almost always have not. I’m not on my high horse mate,…[Read more]

Ahhh, now that makes sense…

Nice point Calvin and I agree. Perhaps I was not articulate enough in my answer, I think I was rather tired.

But…one can read the bible one way and take it literally (Baptists ?) and others look to it for guidance and use the symbolism within it to relate it to current times.

I think it is had to take on Christianity without the ancient…[Read more]

Shame Jars. Sounds like you have never had the pleasure of making your own Xmas decorations.

Good on ya redwing. I’m trying to get my kids at school to make xmas present for their family members rather than buy things.

Another one is to get a baked beans tin, fill it up with water to the brim. Freeze it. WHen frozen, using a nail punch and…[Read more]

Would you make money on that? Wouldn’t the interest you’ve paid while construction has happened eat all your profit up?

Me personally, I’m a north of the river girl. Ellenbrook would be the way to go for me. Ahhhh wineries galore!!!
Steph.

Do you mean Coodanup? But that’s in Mandurah….
Hmmm…

Zen, sometimes it pays to go with your gut instinct. Invest in an area you know and perhaps you can afford. Keep that in mind and you’ll find something.
Steph.

Yay! I agree with you Felicity! Buy within your means.

Marsden, what a sad story. Oh well, they won’t that mistake again…

I think one of the traps with withdrawing the “equity” in your own home is that you can think, “Oh just a little more so we can get that as well…” We are looking for our first IP and will use a little bit of equity…[Read more]

Yes, good ‘uns to all who have managed to learn how to save and pull their heads in when needed.

I dunno, I’m a school teacher and I hear a lot from the children “Oh we got this, and that and next week we get that!” and it gets you wondering. Sometimes it’s pretend keeping up with the Jones’ but most of the time it is true. What values does…[Read more]

[baaa]
It really concerns me that people don’t realise the implications about credit cards, buy now pay later and borrowing the equity on your house.

Surely there has to be a point when these people go bust! Why are there not more people going bankrupt then?

I totally understand why people want all the bits and bobs as they are sooooo easily…[Read more]

ZEN! Hillarys has a bl**dy marina! WHat did you expect with the prices! They don’t just sell one house for $1M, they sell many houses at the $800K mark. You should see the joints up there. Bl**dy mansions!

Quote Bruham
“Scremin,
Thirty years ago you couldn’t go from Yokine to the beach in fifteen minutes.You must have an aeroplane parked in…[Read more]

Me a good Catholic girl. I sit as far to back of the church as possible, I had pre-marital sex and I lived in sin for 4 years before redeeming myself and getting married. HEe heee….

I have to admit, since I was 12 years old, the church or my faith did not really play a big part of my life but that is changing. In a changing society and…[Read more]

Calder I couldn’t agree with you more. Your life is based on your choices or the choices your parents have made before you were around. Sometimes they have been bad choices, but if you are down and out you have to look at the bad bits and say “Shit I won’t do that again!” and keep going.

Unfortunately today, parents are so preoccupied to make…[Read more]

Oh I forgot to answer the qn… good one steph…

I think find a suburb that has access to a main artery of PErth and that is where to invest. IE. I grew up in Morley and really, we are only a 15 minute drive to the beach and Morley is an “Eastern” suburb. It was easy to get there coz we live about 2km away from the Reid HWY and Morley…[Read more]

The wa gov is absolutely pathetic at the moment. They are agreeing to absolutely stupid ideas and spending the tax payers money on white elephants all over the state!

Plus their stunt with “Kids go free” to the Royal show certainly didn’t win any fans out in the country. I know most of my class (Year 4 in Geraldton) were seriously p*ssed they…[Read more]

They sure do. It costs the owner about $7-10K to have those houses removed so it is much easier to chuck a free ad in one of those ad papers and have someone else worry about getting rid of it.

You should have plenty of old houses available to you in QLD! I wish I could get hold of an old queenslander but it would cost way too much to bring…[Read more]

Cremin and I have an Ezybank one with Woolies/commbank. It’s a fairly low int rate of 14 or 15% and you get 1 qantas frepuent flyer point per $. Plus the money you spend at woolies, you get 1 1/2 to 2 points per dollar.

We’ve only had it 6 months and have racked up 18,000 in the meanwhile. We make sure we pay it off each month and it’s only…[Read more]

Shh Aussie Rogue… yOu’re not suppose to encourage people to come to WA for holidays… Things get too busy then… I kinda like that WA is underrated as a holiday destination. Personally, I’d love to keep it that way. We selfish in WA. We like the fact you can drive four hours and still not be anywhere near where you are wanting to be.
Steph.