Terry’s idea is great. Set up a large piece of A3 paper so you can work out each strategy and can compare them all. Jot all your figures and then take them to someone who can help you financially to back theem up (check them).

Cremin and I have done that several times (including reasons why to return back to Aus when we were in London). It…[Read more]

SUIR with BOM!

I bloody wish!!! One day I am sure. Actually I would be happy to work part time… Again… one day.

Steph.

Success is 1% inspiration and 99% perspiration.

I’m with Obiwan! LEt hubby stay at home for a couple of years and assess your situation again then!

As much as things may be heart breaking at the moment, other opportunities rear their ugly head because you are open to them.

Just stay positive and money isn’t everything. Your child is.

As long as you have food on the table, you will be just…[Read more]

yes.. .it has been rather boring hasn’t it…. Me thinks everyone so rich they all gone to the Bahamas and forgot to pack me in their suitcase!

Ho hum…

Steph.

Success is 1% inspiration and 99% perspiration.

Agreed. PMs good. Use them time to time. Live chatroom would be fabulous!!!
Cheers
Steph.

Success is 1% inspiration and 99% perspiration.

interesting Obiwan.
Cheers
Steph.

Success is 1% inspiration and 99% perspiration.

Mind you, having a nice landlord who cops the $20 every 2 months to mow the lawn was quite nice. Ultimately it is the responsibility of the tenant and in most agreements it will have a section about how the garden is to be maintained.

We had a rather large yard though, so the landlord had a mower man come in one every second month to tidy it up.…[Read more]

Ha ha ha!! Monopoly! All I want for Xmas is my own private island, my own private island, my own private island!

Bloody hell….

Success is 1% inspiration and 99% perspiration.

Robert, I am not so sure you are being penalised fo rchoosing to NOT have children. When you are older and need medical assisstance, you will need those children from other people to keep the system going. The point I was trying to make was that there is so much encouragement to get mothers back to work which is much to the detriment of their…[Read more]

Answering the original question, it depends on what you have found.

We were in a situation where we wanted to buy an IP and were only looking at the bottom end of the market so it would be cash positive or at least neutral. BUT, our situation changed somewhat. We realised that with the possibility of children in the next year, we will certainly…[Read more]

Originally posted by obiwan:

Migration cannot possibly be a solution to the aging population. It would have to increase 1000% to make a dent. The only way the aging polulation can be arrested is if fertility rates increase significantly, but this is unlikely to happen anytime soon.

Obiwan, you brought up an interesting point about fertility.…[Read more]

Queens park… Urrgh… Taught out that way. Atrocious children. I personally don’t really like that area much but I don’t doubt it has prospects.

Zen, the block in Applecross will propbably set you back an arm and a leg. Why down grade to something that you can’t really be comfortable in. If you’re happy in your current home, stay there until…[Read more]

Jo, what does BTW mean again???

I forget all these bloody acronyms… I have too many of them in education as is let alone this website too!

Cheers
Steph.

Success is 1% inspiration and 99% perspiration.

You gotta love the quokka Redwing.

I bought three of my cars via the quokka. All extremely cheap too.

Unfortunately don’t have so much luck with it up here in Gero. Have to go mad with it when we are in Perth and have the ute with us.

Well done mate!
Steph.

Success is 1% inspiration and 99% perspiration.

Just thought I’d add in that here in WA, (I’m not sure if it’s always the case…) Cremin and I have bought two places with only $500 down and the balance of deposit on settlement.

$500 is what the estate agents have recommended.

Comments?
Steph.

I agree Jo. No point giving that measly bastard any more money than you have too!

Besides, 16 weeks is all you have to wait, and that’s about the time it’s take you to work out what you want to do. Plus use that holiday home for all its worth!

Ummm, silly question, but if it’s a holiday home… it would be kitted out ready to stay in. No? If…[Read more]

Hee hee Chris. How unfortunate!

Our place was still being advertised on the internet and on the real estate agents wall for a good 2-3 months after we had settled. We had people slowing down and stopping to look at the place! The worst thing was, the parents of one of the kids in my class thought it was for sale and wanted to buy it, only to…[Read more]

Yep Phil!
I got one twin in my class, the other in the other year 4 class. I have also taught one of a triplet!

Thankfully, haven’t had a set in the one class as they are pretty much always spilt up.
Cool.
Have a great Holiday Michael.
Steph.

Success is 1% inspiration and 99% perspiration.

SKM,
You got the right attitude to succeed when you choose to enter the market. You seem aware of the need to knuckle down at first and that is often the very first step you need to take.

To be able to budget and save acccordingly is the best thing you can teach yourself. It helps later down the track if things do get a little tight.

Kiwi is…[Read more]

Phil, I think the problem is how easy it is to get these cards. On my new mortgage being set up, we are going to be given a $5000 limit credit card. Our current card has only a $2000 limit, so we are going to cut one up of the 5k and freeze the other 5k card in a block of ice. For emergencies… I doubt we will use it though coz we have been…[Read more]