Cheers Wayne, but I did that.

It didn’t really occure to me for a few days that I hadn’t received anything though. I have been extremely busy here working 12 hour days so by the time I have even had to think about the emails, I forgot about it all!

*******UPDATE!!!********

I ended up emailing the pirncipal of the school as I had called him…[Read more]

Apollonia,
How are you going on the first day of your new spending regime? DId you manage to identify what you were spending your moeny on?

Keep us informed about how your going!
Steph.

Success is 1% inspiration and 99% perspiration.

THanks guys,
I have just got home from the gym. Burnt off some angry energy. Dodgy dodgy email, I should have rang to check it got there, but hey lack of forsight I am afraid.

I appreciate all your kind words. Drove to my friends house to chat to her and felt numb all over as this was a job I thought I could really make a go of. Oh well, as…[Read more]

Hey Phillipe,
Cremin and I are in Mitcham! Other side of London to you!

I went through your side of town the other day ont he way to the zoo. The difference in suburbs is huge over that side of town! I am glad I live south of the river I am afraid.

I can say that about the north part coz I also lived in Harlesden…[][][] I know!

How is it…[Read more]

polski, trust me, just do a search with books in the field and you will discover a wealth of information that people have already shared. It is easier to do that than wait for people to reply.

I just did a search and it came up with some excellent old posts that will have everything you need.
Steph.

Success is 1% inspiration and 99% perspiration.

Kaydee, that was a bit rude.

Polski, go down to the bottom of the page and type in a search about books. There were some posts last week about good books to read. Start there, do lots of reading and then do some more searches about your questions as it more than likely would have already been covered.

All you have to do then is read the post…[Read more]

polski, no question is ever silly.

Negative is when you end up paying some money towards the property

positive is when the property is giving you money back after all the usual expenses (rates, water, insurance etc..)

EVen if your property is only giving you $10 a week positive money, it is a good start as that will increase as the loan is paid…[Read more]

My beloved Dockers were kicked out on Friday…[][][]

As long as any other team other than a Victorian team wins, I am happy!![:X]

Sorry all you vics but..you know, it’s the curse… you’ve had 100 years of domination and now it is the rest of Australia’s turn!!! HA ha ha ha (Big giants bellow…)

Dockers will be back next year bigger and…[Read more]

MOrtgage hunter,
I visited that website and it isn’t free. It cost you $23. Still, 23 bucks to see if your history is good, bad or just ok would be worth it.

Just thought I would let you know.
Cheers
Steph.

Success is 1% inspiration and 99% perspiration.

hee hee, needless to say I was persistant and beat the mongrel! HA ha! I got what I wanted and wouldn’t stop until I got it! Where are you based? Give me state and then area. My geography of aus is lacking from being overseas too long…
Steph.

Success is 1% inspiration and 99% perspiration.

Hey grizzly,
you weren’t bidding on a ring on ebay the other day by any chance were you???

Stupid question, but I was bidding against someone with the same name…
Steph.

Success is 1% inspiration and 99% perspiration.

Hee hee, Keggles, that’s a good one.

Not-so-lucky-phil, if you die that is, you should have a written a will stating what you want to happen to your assets. Now even though the property is wrapped, the property is still yours, so you would have to chose someone that would be willing to continue the contract after your last breaths.

It could be…[Read more]

Sorry Alf, can you explain what sort of window it was? I mean, aren’t windows s’pose to be unopenable from the outside anyway??? In the viewing shouldn’t the tenant also bring up any concerns they have with the windows to give you the option to fix or change it?

Surely if the window had not been smashed meant the tenant did not take care in…[Read more]

Duty of care is a sticky one and as a teacher we get the major brunt of it looking after all your little darlings.

“Duty of care = you taking reasonable care to make sure everything is in order and safe”

Duty of care in regards to a tenant should mean that you have made sure the residence is safe and secure to normal state regulations. I don’t…[Read more]

WEll, for those who don’t know me, I am Steph and my hubby is Paul. He goes under the ID Cremo.

We are 25 and 26 nand as you can see, don’t live in Aus. We are living in a one bedroomed flat that if you convert what we are paying in rent, works out to be a spastic $1500 a MONTH!!! YEah yeah, mad I know, but we are saving even more than that…[Read more]

Hi Lovelyn,
Hubby and I stick to a strict budget where my wage is used for expenses and his wage is totally savings. We work out a specific budget for everything.

EG,
£70 food
£40 travel
£40 Expenses (the little things you need from time to time, eg, a dinner treat out, a new bra etc)
£40 pocket money Paul
£40 pocket money Steph (ME)
TOtal- £230…[Read more]

Wow, congrats on job move Rich. Change is as good as a holiday! Me? I would probably prefer the holiday but hey…

In Aus we used to survive on $70K-80K conbined and here in UK if you exchange our oney we earn a whopping $130K a year!! The only problem is that it costs us a stupid $70-80K just to live!!! We were hoping to save a lot of that…[Read more]

There that is better…
[8D][8D]