my initial thought was to drop the money on the loan and release your mum .. BUT quick calc means your still 8k short of that magic 80% lvr, and if your not in the position to pay that off soon then you have done no one any favours
Sooo i would have a good look at value adding with the 20k to get to the 80% .. obviously without knowing the details…[Read more]

meanwhile i’m playing less golf recently as i’ve found out that if you sink LOTS of cash into a development there’s not enough left for golf!!!![angry2]

( i’m trying to think of a good way to convince the g/f about the DIY bit…)

scottee

Bite off as much as you can and CHEW LIKE HELL!!!

contracts aren’t the problem as long as you have your own get out clause, best one i heard was ‘ confirmation of partner required’….

his partner being his cat….

scottee

Bite off as much as you can and CHEW LIKE HELL!!!

quick post note on demolishing old houses, check thouroughly with local council as there are many in Perth being pains in the rear as of late, noteably subi, Perth & Vic Park, the latter i can attest to firsthand……. but got my way eventualy, albeit 8 months behind shedule…

scottee

dreams are something you dont believe can happen
goals…[Read more]