Thanks very much for the input. will read all aboveCheers!

Thanks for comments and info. Much appreciated! agree with all you have said and will make more enquiries.Cheers!

Much appreciated info. Will certainly look into it. Can you give me an idea of the costs involved in setting up a SMSF and management fees I would be likely to pay? Then of course there are fees for property etc but the initial costs interesting.Thanks

HiMany thanks for the input.  Are you available after hours to speak with on this number?  I am also looking into Self Managed super funds for other options and advice.Thanks.

Thanks for the positive input. VERY much appreciated. Yes..AM a positive person and things like recovering from sickness makes you even more so.The b$#ch is I am paying high level of tax when if could swing it somehow that could be used to offset to sort all else instead of it going straight into the tax coffers while am getting on my feet. But…[Read more]

Thanks..sorry..forgot to mention (and wasnt part of the current scenario for the info at first)…but to put you in the picture ..had been sick…cancer…now all good but debts were from managing medical bills and living expenses with time off work when live alone…now on the road forward and in full remission….only been on that income for 3…[Read more]

Thanks Maree..sugar daddy..hmm..anyone know any that still has all his hair and teeth? Maybe I am on the wrong site! lolSpare room..yes have one but work from home alot and not good for someone around. Am a Business Analyst so full on concentration all sorts of hours needed at times when not travelling away.Extra income – interesting….will give…[Read more]

sorry..should have ended message with…keen to do something if CAN! If cant..suggestions for future maybe?Thanks all

Hi all that responded..update here from todays developments….

Lucifer..had to move in 2 weeks so decided to take a cheaper place today to live on my own..rent only 210 per wk and walk to work so less costs etc while can live on my own again. YES! move 30 april. also saw a mortg broker friend for advice. He said..cut up CC! save money..pay off…[Read more]

Thanks Picja..

55k is gross. About 41K nett.

based on your replies..I need to..

consolidate all my debts somehow with some nice lender!..

go shopping for a new apartment with a vendor leaving in the deposit…

shift and smile, build equity, then look at doing same for a tax deduction as an investment to cut down the tax to ATO on my…[Read more]

Hi Gately..

Interesting reading and replies so I thought Id pop in as a ‘sample case’ on someone looking at needing vendor finance and why.

I am a new addition to this forum too, only joining yesterday but so much info cant keep away from it and am now hooked as to how I may get going in life again, and now with all this info and connections and…[Read more]

either go to a local agent in the area and offer connections for spotters fee of 20% of the commission..or better still one of you get your licence, work under a Principals licence that you can trust…and go from there.

Or..set yourself up a website for agents to access..let them find you if you have the properties to connect them with. They are…[Read more]

Hi Elvis..I have heard Auckland is experiencing some good rental returns on property recently and increasing.
re tax info..would pay to check out with both countries tax laws as they are changing a reciprocal agreement I think. To do with being able to claim a tax loss from a property in NZ if you are living and paying tax in Oz. (Claim on Oz if…[Read more]