Thank you guys, 

@ Scott, motion is all capital growth. Looking at land 1000msq plus. You mentioned that in some circumstances the annual rates will be larger than purchase price, why is that ? Maybe an example would be much appreciated. Help me understand better. 

Thanks Paul and Terry  

NSW – investment property

Alot in Guildford have been very close to neutrally geared but this one in particular is surprisingly.  

What are your thoughts on the last part of my question?

IR, Interest rate … sorry 

I wont get into to much detail on how i calculated it because its pretty lengthy to type, but it includes factors such as Rent, Council, Strata, Mortgage repayments based around the interest rates of today, management %, other fees. (A Steve Mcknight Templete)  

I believe if there is an over supply it will make the…[Read more]

HI Shahin, 

Thanks for that. 

I have been looking further out west for houses, but for my first purchase i have decided to stick to these areas and stick with a unit. I am looking at buying very soon so i can take advantage of the IR. Because of this, im more inclined to have a neutrally geared investment. 

Im really confused because with…[Read more]

All three have train stations which are equally easy to commute into Sydney city, and also have Bus services to Parramatta. 

I guess people's judgment could be demographic ? Im not sure really .. confused confused 

Early 300k. 

Why avoid Guildford? 

Regards,
Sam

Thank you all for your replies! Have all been great help. 

Is 90% the highest lenders will do ? 

Can they do 95% loans for NRAS?

As far as i am aware, 

Cons: 
– restricted market for re-sale and tenants 
– Can't sell it for 10 years 
– complications with resale (which i am unsure as to why, i was just told) 

Pros
– Cash flow
– high demand
– Long term tenants (skeptical) 
– tax advantages 

Anything i…[Read more]

Hi Shahin, 

Am i right in saying that to get the full benefit from investing in NRAS, it is wiser for someone to use their super?

30k deposit. 

Regards, 
Sam