Sallyr replied to the topic Overcharged Interest in the forum Hotch Potch 21 years, 2 months ago
The Interest Savers provide a program specifically for checking info such as this. It is advertised as a program specifically for beginners and that’s exactly what it is.
If you have Excel skills then you can do it for yourself but if not then this program may be for you.You enter each months values from your statement and the program tells you…[Read more]
Sallyr replied to the topic Depreciation schedule in the forum The Treasure Chest 21 years, 3 months ago
the QS that I use have a guarantee that if you dont get the cost of their as a tax deduction in the first year they will refund their fee. So you cant loose.
check out-
http://www.depreciator.com.auQuote from their web site:
“We even guarantee that you’ll get MORE than our fee in the first full year of deductions OR you get your depreciation schedule…[Read more]Sallyr replied to the topic Lic Valuer in WA? in the forum No Subject 21 years, 3 months ago
You asked:
How do banks/lending institutions feel about independent valuations to gain finance?
Not sure how it works in WA but in NSW you can get your own val. but generally they wont take it into account.
if you have a good mortgage broker who has a good relationship with your lender he can put a bit of pressure on them ( assuming your val…[Read more]Sallyr replied to the topic help required in Illawarra (rentback) in the forum No Subject 21 years, 3 months ago
I would be interested in speaking to them if they would like to talk to someone about it
sallyr
Sallyr replied to the topic Finance Question regarding HELOC/Mortgage in the forum The Treasure Chest 21 years, 3 months ago
When you apply for another loan the total amount available to you on your LOC is counted (whether or not you have used it).
So there is a subtle difference. You would be, in effect doubling up on the borrowings amount of $40,000 ( in their calculations) if you asked the second lender for that amount of money.
However if your borrowing capacity…[Read more]Sallyr replied to the topic How are Residex Property Reports? in the forum No Subject 21 years, 3 months ago
i have always bought a Residex report for every property that I have purchased in NSW. ( They werent always available in QLD)
The $60 (?cant remember the exact price) saves me time that I cant afford and does the comparison research in the area for me. it also gives me their calculated price that they think the proppperty is worth. this is based…[Read more]