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  • Profile photo of salacioussalacious
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    @salacious
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    March 27, 2004 - 12:49 am

    The perfect nipple i mean ripple.

    [baaa]
    Dom

    Profile photo of salacioussalacious
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    @salacious
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    March 24, 2004 - 5:24 pm

    A home page for a new site.
    Dom

    Profile photo of salacioussalacious
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    March 24, 2004 - 4:33 am

    Cheers, Just coudn’t help myself Chan.
    Dom[biggrin]

    Profile photo of salacioussalacious
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    March 24, 2004 - 4:31 am

    Sorry i cant see those advantages with an offset account unless you had a large amount of cash in account.I understand that every bit counts but that $7600 cash sitting in your bank account can be earning more than $50 or $$100 a month more somewhere else im sure with a bit of finacial advice.

    Dom[party]

    Profile photo of salacioussalacious
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    March 24, 2004 - 4:08 am

    “When you go to the forun”

    Do you mean foreign?

    Profile photo of salacioussalacious
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    @salacious
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    March 24, 2004 - 4:02 am

    Thankyou SIS for that information, does not seem worth it $596.16 a year in your pocket. I would be better of doing a little bit of overtime each month at work to cover or increase rent on IP by $5 or $10 a week. Dont see much advantages on this borrowing system.
    Thanks Dom[thumbsdownanim

    Profile photo of salacioussalacious
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    March 23, 2004 - 3:41 am

    In the latest property Investor magazine their is a lady with 20+ properties mostly in one suburb.
    Dom[specool]

    Profile photo of salacioussalacious
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    @salacious
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    March 19, 2004 - 5:23 pm

    http://www.property.com.au/

    http://www.realestate.com.au/cgi-bin/rsearch?a=sf&s=qld&t=res&snf=rbs

    http://www.elders.com.au/realestate/

    http://www.realestateview.com.au/

    http://agents.realestate.com.au/daviddeane/

    http://www.century21.com.au/

    http://www.ljhooker.com.au/index.php?b=1079709708

    http://www.stockdaleleggo.com.au/

    Dom

    [rambo2]

    Profile photo of salacioussalacious
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    @salacious
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    March 19, 2004 - 4:55 pm

    In QLD any person who is acting on behalf of a third party in any form of realestate transaction must be licenced or must be a registered employee of a licensed agent

    Where are you from?
    Dom

    Profile photo of salacioussalacious
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    March 19, 2004 - 4:47 pm

    First of all the difference between %6.5 and %10 is big ,the differnce between %6.15 and %6.50 is nothing and if you borrow an IP, interest only its even smaller.
    Second why on earth buy at $200k to 250K this is negatively geared.Im sure you can find something at a lower price range as you seem to be just starting out.
    Thirdly i live in queensland and i like the warmer weather thats just my perogative, its your choice where you want to buy the property so you can enjoy a holiday with the tax mans blessing.

    And these opinions have nothing to do with the four cans of burbon i just drank.
    Cheers Dom[upsidedown]

    Profile photo of salacioussalacious
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    March 19, 2004 - 6:07 am

    Holy mackeral anybody wasting their time by reading and writing this crap must have nothing better to do i am glad all of this stays in this section of the forum.[jerry]
    Dom

    Profile photo of salacioussalacious
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    March 17, 2004 - 5:26 am

    From a buy & hold strategy it would seem thai P&I would be the way to go for IP”s. [wink]
    Dom

    Profile photo of salacioussalacious
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    March 17, 2004 - 12:46 am

    At the end of the IO term (usually 5 years) the loan contract states that the loan will rever to P&I, however, you can ask for a further 5 years – or refinance to another lender who will offer you IO.

    Q.How long would it take you to pay the property of after you have paid the first 5 years of interest when it reverts to P&i.(25 years)

    Q.Why would you refinance when you have paid the first 5 years in interest. For instance $1000 per month * 60 = $60,000.

    Dom
    [wink2]

    Profile photo of salacioussalacious
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    March 15, 2004 - 4:33 pm

    Whats the 30 second solution?
    Dom[;)]

    Profile photo of salacioussalacious
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    March 15, 2004 - 12:34 am

    Hi,
    Units in brisbane have fallen %25+ in the last quarter.
    Whats the difference?[;)]
    Dom

    Profile photo of salacioussalacious
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    March 10, 2004 - 5:35 am

    Redwing,

    Been and gone.
    Dom[;)]

    Profile photo of salacioussalacious
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    @salacious
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    March 9, 2004 - 4:07 pm

    Thankyou melbear,Bernard for replies,vendor has offered to pay for treatment and minor repair.A load of my mind(Settelment today 10/03/04) and a good outcome for both of us.
    Dpm[;)]

    Profile photo of salacioussalacious
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    March 2, 2004 - 5:12 pm

    yes you are right it would depend on your strategy eg.capital growth,rental yeild(positive geared),tax minimisation ect.
    But this being a positive cash flow property investment forum i would suspect most proffessional investors would not be looking for something like this even thought it is a good deal.
    Dom[;)]

    Profile photo of salacioussalacious
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    March 2, 2004 - 4:32 pm

    cash flow negative.Pay out of your own pocket to meet banks repayments.Yuck ,I would rather pay more tax.[;)]
    Dom

    Profile photo of salacioussalacious
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    February 19, 2004 - 1:15 am

    Thanks Prop16[;)]

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