@ David – Not interested at the moment. I am a very focused investor and at the moment I am focusing on positive cash flow deals. They are the easiest way to make in the property market (I think). Once I have more cash flow and more time on my hands then I will try my hand at property options just for the fun and challenge of it.

@ Boogz – Have…[Read more]

I would suggest a lot of research as there are not many people who can do this successfully. Yes there can be a lot of money made in this area, with very little input, but you need to be very educated or have very good advisors in property and law.

It might be worth studying this for some time while trying some simpler investment strategies to…[Read more]

Discretionary trusts are great because you don’t have to change ownership of the property when you die and thus do not pay CG tax. You can state yourself as the only named beneficiary and then have your relatives in 3 directions as unnamed beneficiaries.

This means when you die, you can simply change the trustee, and your children can take…[Read more]

Are the properties subdivided? Are they or a torrens title?

How can you determine that they are 10-15k under valued. This sounds like a pretty lose valuation. Have you gotten quotes from real estate agents on the values upon completion?

Ryan McLean
http://CashFlowCapital.com.au
Positive Cash Flow Properties Are Just a Click Away

You should probably put this post in the commercial property section of the forum.

Ryan McLean
http://CashFlowCapital.com.au
Positive Cash Flow Properties Are Just a Click Away

I have a friend who is going through this situation (as the son in law) and truthfully it frustrates me. Your son/daughter has chosen their spouse for (hopefully) good reasons, and one of the important things to them will be you placing your trust in that spouse.

When you get married you decide what’s mine is yours and what’s yours in mine. By…[Read more]

Be careful because when you put your loans with the same bank they are automatically cross colateralised.
This means that if you default on one loan and your property doesn’t pay back the loan in full they can force the sale of your other property. So for that reason it might be better to stay with different banks.

At the moment you seem…[Read more]

Good luck with your investing in that area?

I always am interested to know why people choose the areas they choose. Why did you choose this specific part of brisbane?

Helps me to know how people make investment decisions so I can know how to help them.

Ryan McLean
http://CashFlowCapital.com.au
Positive Cash Flow Properties Are Just a Click Away

Another point, which you may not have thought of. Is that cash itself is a liability…it goes down in value every year.

Because of inflation the value of the dollar becomes less and less every year (generally by 3-5%)

By using your money as a lump sum to pay off your loan you are effectively ‘buying’ cash. You are buying something that will go…[Read more]

If I was in your shoes here is what I would do (not saying you should do this just giving my ideas).

Keep your original property (which I assume is your home and you aren’t renting out). Allow it to grow in value over the next two years. In two years time, when you will be wanting to inject your capital you might have an 80% LVR anyway. In which…[Read more]

Does sound like a complete sales pitch, which is fine but probably not the right section for it. I don’t think investing in property in Mandura is exactly “creative investing”.

Having said all that I know people who live in Mandura and it has had HUGE growth over the last few years. Especially with the addition of the motorway to perth. Knowing…[Read more]

I tend to avoid the overseas deals forum at the moment as I know nothing about investing overseas. But then maybe that is why I should read it…so I can learn more.
On a different note it is amazing to see you guys who have thousands of posts. Richard currently has over 6,800 as I am reading this!!! I am amazed. Hopefully I will be able to…[Read more]

This is a very clever idea and one I have never thought of. It is a way to get some positive cash flow, without the huge outlet of an immediate deposit or a huge loan from the bank. You could use your positive cash flow to help save your deposit so you don’t have to borrow as much from the bank, and hopefully in those couple of year the property…[Read more]

Wow people don’t seem to be giving out much information in this post.

There are loads of ways to make money quickly in property. One way is to buy, subdivide and sell both blocks. Or you could buy, subdivide and sell one block and keep the other. This generally takes about 12 months though.

Another way is to buy under valued and flip the…[Read more]

Sometimes it can be hard to get lending for these properties. You might have a maximum 80% LVR that you can achieve, and they might be harder to sell as well. But if they work into your investment strategy then I don’t see why they can’t be a viable investment.

Ryan McLean
http://CashFlowInvestor.com.au
Positive Cash Flow Properties Are Just A Click Away

@ TerryW – That is a HUGE assumption to make! and more importantly is completely untrue. You never know what capital gains are going to be. I wouldn’t personally invest in a town that was declining rapidly in population, but I would never rule out a rural property just because you think capital gains are going to be better elsewhere.

Think about…[Read more]

No I don’t believe that is accurate at all. When you buy a property, you are only free from paying the capital gains tax for the period it is your primary place of residence. Don’t take this as ‘law’ but I am pretty sure that if you build and live in it for two years you won’t pay capital gains tax for the 2 years you lived in it…but you will…[Read more]

Oh ok,

So could Bill have 51 Units and Ted had 49 units?

Ryan McLean
http://CashFlowInvestor.com.au
Positive Cash Flow Properties Are Just A Click Away

So I unit trust allows you to define how much income each person receives?

Or instead of a person the income can go into a discretionary trust, in which that trust can send the money to their beneficieries.

Let me use an example to see if I got this right.

Bill and Ted invest together in Property A. Bill and Ted each want 50% of the profits.…[Read more]

I just want to ask why the subdivision will cost $15k? Do subdivisions usually cost that much?

Ryan McLean
http://CashFlowInvestor.com.au
Positive Cash Flow Properties Are Just A Click Away