Hi Richard,

I'm curios. What would you define as a 'flexible' product?

I'm currently trying to filter all the lenders that are out there but it's all very confusing.

Basically, I'm after an IO loan that has an offset account and which allows me to refinance my current PPOR so that I can access the equity (using a maximum 90% LVR). Of course,…[Read more]

Hi Richard,I'm curios. What would you define as a 'flexible' product? I'm currently trying to filter all the lenders that are out there but it's all very confusing. Basically, I'm after an IO loan that has an offset account and which allows me to refinance my current PPOR so that I can access the equity (using a maximum 90% LVR). Of course, it…[Read more]

Hi Jamie,

The broker said that they offer 'flexible' products and low interest rates.

Upon investigation though, it seems their products have high ongoing fees. I wondering if this is done to offset the low interest rate.

To me it's just another product. However, it's one thing to use a 'flexible' product and another to get superior service…[Read more]

Hi Jamie,

The broker said that they offer 'flexible' products and low interest rates.

Upon investigation though, it seems their products have high ongoing fees. I wondering if this is done to offset the low interest rate.

To me it's just another product. However, it's one thing to use a 'flexible' product and another to get superior service…[Read more]

Hi Jamie,The broker said that they offer 'flexible' products and low interest rates.Upon investigation though, it seems their products have high ongoing fees. I wondering if this is done to offset the low interest rate.To me it's just another product. However, it's one thing to use a 'flexible' product and another to get superior service when you…[Read more]