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My BIL and SIL are part of the 'amway family', and I have sat through presentations on numerous occaisions. The structure is very similar to tupperware or avon.
It is what I call a semi-legitimate business. Meaning that those down the botom can work hard and earn some money, but it is really hard to be one of the 'rich' members. My BIL and SIL think it is fabulous and think that it is their way towards future money. I am a bit more sceptical, although I have on occaision bought things through amway, without signing up to the business side of things.
Basically what my BIL and SIL consider to be BIG money, is very different to me. The people they point out as doing well with Amway, are earning less then half my DH income. It is a sales job.
If people want to sign up, it is quite harmless – but it really doesn't make people rich, unless you are at the top of the business. But then isn't that the same way most jobs work???
My BIL and SIL are part of the 'amway family', and I have sat through presentations on numerous occaisions. The structure is very similar to tupperware or avon.
It is what I call a semi-legitimate business. Meaning that those down the botom can work hard and earn some money, but it is really hard to be one of the 'rich' members. My BIL and SIL think it is fabulous and think that it is their way towards future money. I am a bit more sceptical, although I have on occaision bought things through amway, without signing up to the business side of things.
Basically what my BIL and SIL consider to be BIG money, is very different to me. The people they point out as doing well with Amway, are earning less then half my DH income. It is a sales job.
If people want to sign up, it is quite harmless – but it really doesn't make people rich, unless you are at the top of the business. But then isn't that the same way most jobs work???
Scott No Mates wrote:All undergraduate education at university (for Aust Residents) is paid via the Higher Education Contribution Scheme (HECS).It doesn't have to be HECS. It my be HELP, FEE-help or full-fee paying. It sounds as if this is full-fee paying.
Further to this, by paying your fees in full upfront, you should already be benefiting from a 25% discount.
Could You please send me the info too
Where abouts near Narabri? Out of town? or in a small town like WeeWaa?
That is a pretty standard cost for conveyencing.
You can do it all yourself, but be wary if you do. Firstly you need to know what you are doing. And secondly, if something does go wrong (and sometimes things do, even in what may appear to be the most straight forward of cases) if you have paid a laywer or conveyancor then you have the option of recourse through their professional indemnity insurance. If you do it yourself and something goes wrong – then that is too bad for you.
I have a law degree, but I pay someone else to do my conveyencing just so I am covered by their insurance.
Thank you for your reply. I think hubby and I are leaning more towards what you are saying. It is just so tempting to buy into the investment properties at this stage, but if we leave that until after we have our bigger better home residence, then we should also be able to afford more towards the investment property as well.
As it is we are not really looking to invest in Canberra (prices here are absolutely rediculous), but in a regional town with a university. We know the area well (having lived there ourselves for years) and intend on investing in units to rent out to the uni students.
Have you tried looking online at some of the bank websites?? They all have calculators to figure out repayments and the impact of extra repayments. As for extra hidden costs it depends on your loan. Some loans have heaps of extra costs, some none.
