Forum Replies Created
- Originally posted by **PropertyGuRu**:
Hi guys, didn’t look at this post before but lot’s of editing been done so don’t know what’s been said already but PI.com forum members already meeting once a month in sydney for last 14-15 months without any problem!!
Cheers
PropertyGuRu [sultan]
Mortgage Consultant
[email protected]
MSN ID: amitash, Yahoo Id: bornguruNZ loan pre approval from OZ in 48 hours,Low Doc from 6.85%,Investment loan 95%+
Hey Property,
I think I will take you up on your offer to attend this meeting. Can you post the details so other like-minded people can attend as well?
Hopefully we can get focused on Property Investing and leave shares for another group.
When I grow up, I want to be a storm trooper!
It is not whether it is a ‘property’ or a ‘home’. It is whether you move into it or not.
If you do not apply and do not move into it and the property was bought after 1 July 2000, you can get the FHOG later when you buy a home you move into.
If you do apply and do not move into it and the property was bought after 1 July 2000, you have to return the FHOG and can get it back later when you buy a home you move into.
Regarding the link I posted, you had to click on your State and then the FHOG link to see the eligibility criteria. It is in there and the same for all States. The additional first home owner benefits are all that is different in the States. The phone numbers are also there so you can call for individual State info.
http://www.mortgagepackaging.com.au/index_files/first_home_owners.htm
Don’t use a LOC!
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdOriginally posted by yack:Agreed. The figures are just confirming what I have intimated for a while now.
And there is still room for more price falls. How can a young couple afford a mortgage of $300k to buy an average home in surburban Melbourne?
They can use an interest free loan now.
Jaffa,
Leverage is just how much you have borrowed against the value of an asset. The higher your loan to value ratio, the higher you are leveraged. There is no particular property type as you can be highly leveraged against anything, even your car.
The higher you are leveraged, the less you own.
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdI am interested… in SA, if the purchase does not bring an action against the vendor, how can the vendor get in trouble?
Is this not a civil matter or do they treat it as legislative breach?
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdNO
http://www.mortgagepackaging.com.au/index_files/first_home_owners.htm
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdHeaps of links here…
http://www.mortgagepackaging.com.au/index_files/hot_links.htm
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdTerry, but that is an off-the-plan purchase is it not?
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdI know one thing… I would much rather a few underlined words and the odd ‘Ads By Google’ type box instead of banner ads and side-banners flashing all over the place. What about those annoying pop-ups??? Thank god for pop-up blockers and that Steve has not included them!
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdBen,
Re Geraldton, I only have $2,000 there. Regarding shop rental, it is easily rented at 80-90 per week and possibly rented at 100 per week. They have 6 months to find a tenant before it becomes a concern. I think they will do this with no problem seeing on the first day they put the sign up, they got an offer at $90 per week.
Regarding capital gains, before I even received the signed contracts (there are two titles), I was offered $35,000 for the vacant land. This represents a CG of 250% before EXCHANGE, let alone settlement, seeing the contract price on the land is $10,000. Looking at the overall deal, it would mean I keep the block with the shop on it for a piddly $25,000 and still get the same rental return.
I can’t see how your other half would have a problem with that.
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdI am happy and comfortable buying sight unseen if the numbers stack up. This provides me with more opportunities.
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdMy opinions on LOC are all through this thread. If any part is unclear, feel free to ask about that part.
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdThanks Ben. Unfortunately I exchanged on this deal already and forwarded all documentation to VIP. They seem like a great bunch as I am sure Goldfields are as well.
Maybe next time!
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdCrusader, I bought there for that reason. The housing authority is splitting up the housing commission areas. They are building up the university and spending a lot on infrastructure. A new park is going in across the road from where I bought. The housing commissions are being sold off to private investors and owner occupiers. I am happy to let it sit empty for 10 years when a lot of people will say I should have bought back in 2005!!!
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdThis is the one I bought…
Give the agent a call. He may have some more stuff. I found him very honest and easy to deal with.
The shop is expected to rent for $100 per week. This is positive for me if it does. I bought two lots for $60k so huge development opportunity when I am ready or can be bothered. I will wait until values go up a bit.
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdNo, I just bought there. I want prices to go up!
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdBy the way Positive, did you ever work out whether or not I knew about “Risk Graphs”????
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdNo. The focus is on GERALDTON!!!
GERALDTON, GERALDTON, GERALDTON!!!!
hehehehe
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdIt only gets deleted when it is rude and offensive or when ‘some people’ complain to moderators and management.
In any case, are you familiar with Intellectual Property and Copyright laws??? At least take out my signature and the copyright I put at the bottom of every single one of my posts when you copy my words without my permission. I would much prefer my words not linked to your name in any way. I notice you do not put your real name up anywhere. Something to hide maybe?
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdI am talking about recent events Positive. Not one month old statistical data corrupted by those needing to manipulate things in their favour.
In any case, it seems that all those posters I have a problem with in this forum come from Aussie Stock Forums. Your little share club is nothing more than childish. Seeing I can not tell you exactly what I think in this forum, I might just have to pay a visit over there and have some fun with multiple usernames, IP addresses, flooding, etc.
HANG ON, I have better things to do!
Robert Bou-Hamdan
Mortgage Adviser
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
