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Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 8:59 am
Which State are you in?
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 8:56 am
Have a read here…
http://www.reiaustralia.com.au/policy/strata.asp
…and send them an email for more info.
Good luck.
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 8:53 am
They introduce ridiculous taxes at the start of their term. Unfortunately, the voters forget or get used to it by the time the election comes around.
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 8:51 am
They say Randwick Council is pretty good when money is involved… well this is what ICAC decided a while back!
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 8:30 am
Sounds like you are in an ok position. It will depend on what you want to buy and your goals, etc to determine how you proceed. Talk to a broker about finance and talk to everyone here about tips. Read a lot of the threads because most things have already been discussed.
Most importantly, ask a lot of questions regardless how petty you may think they are because most tims, someone else will be thinking the same thing but be too scared to ask.
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 8:17 am
What is the going rate and return for properties in Esperance?
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 8:15 am
Negotiate with them on their commission. If they drop it quickly or a lot, get someone else. If the agent cannot beat you in the negotiation, imagine how bad they will be with buyers!!!
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 8:11 am
Thanks Alistair,
It is quite interesting to see that they believe the applicant in such a situation.
I better be careful if I ever buy anything in Victoria. It would never be allowed in NSW. It gives rise to too much litigation if something went wrong.
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 8:05 am
I went to the seminar and thought is was worth it. It is a great networking event as well. Everyone is like-minded and pretty easy to speak to. The wrappers were also good to speak with as their stories are so good to hear. I like “Spaghetti”!!! You will understand what I mean when you go to a seminar.
You will also learn the NEW and IMPROVED 11 second solution.
My only complaint was there was no softdrinks!!!! I hate tea and coffee!!!
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 8:02 am
You will face difficulty although some of the lenders ignore small defaults from phone company’s as almost everyone has them.
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 6:43 am
You can be self employed for one day and still get a Low Doc loan. Terry is referring to Full Document loans – ie: income is verified.
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 6:41 am
heheheheheheheheheh
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 6:38 am
Alistair,
There is no doubt in my mind that I am outside my area of expertise. That is why I checked. I spoke with a Planner, not an enquiry line operator.
I think our definition of ‘evidence’ is what differes. To me, and it seems the Planner at Melbourne Council, ‘evidence’ requires the owners signature on an approval to proceed. How do you provide ‘evidence’ that you have notified the owner?
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 6:27 am
The cost of the course is a deposit on a small property!
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 6:11 am
BYE BYE KOBELKE!!!!!!!
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 6:08 am
Why see a FEW banks when you can see ONE mortgage broker and look at MANY lenders products and compare them???
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 6:00 am
female, didn’t we do this already?
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 5:56 am
It would not be a MOBILE HOME if it came with land. A mortgage is predominantly over the land!!!
You will probably find you need a chattel mortgage or similar to fund the purchase of a mobile home.
Just because the numbers work, does not mean it is a great deal. There will be higher borrowing costs and the security will be very restrictive when it comes time to use for further purchases.
IQ, I am interested… where could they get 100% MORTGAGE finance on a mobile home?
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 5:43 am
I posted on this last week. I believe Liberal will do this once they take control of the Senate next year.
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd
Robbie B
Member
@robbie-b
Join Date: 2004
Post Count: 2,493
December 22, 2004 - 5:36 am
Interestingly, in Melbourne, a DA is called a TP (Town Planning) application. Regarding requirements to get one approved, one of the planners stated that approval from the owner is required IN WRITING in any form. She said a letter would suffice.
This to me sounds remarkably like a signature is required.
Oh yeah, she also confirmed that the person who appears on the title must be the person giving their approval with their signature.
Which consultancy did you own? I think I might stay away. I would choose to believe a Planner in Melbourne Council over some words on the internet.
Sorry if this offends.
Confirm for yourself as I always do…
City of Melbourne
Town Hall, Swanston Street, Melbourne
Hotline: (03) 9658 9658
[email protected]
Robert Bou-Hamdan
Mortgage Adviser
M: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.au
FREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
Â© 2004 Mortgage Packaging Pty Ltd