Forum Replies Created
John,
Do you still have an extensive list of properties in the current market? I would imagine it is longer now.
I was dicussing your list with someone the other day from this site. I thought it was great stuff.
Do you have anything under 100k, positive or negative?
Robert Bou-Hamdan
Mortgage Adviser0414 347 771
[email protected]
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdThere are enough starving and under-priveleged children living in extreme poverty in this world. If we help them properly, the problem is solved.
My choice is not to the detriment of the nation. It was the Government’s choice to go to war that saw everyone having sex before the men went away resulting in what is known as the ‘Baby Boomers’. Our ageing population is killing us and would never have occurred if not for the war!
Robert Bou-Hamdan
Mortgage Adviser0414 347 771
[email protected]
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdIf you are going to refinance, why don’t you use one of the brokers on here. Terry seems to understand your needs very well and he knows his stuff.
Robert Bou-Hamdan
Mortgage Adviser0414 347 771
[email protected]
http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter – Click Here
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty LtdHas anyoned asked themselves if the investment is so good, why doesn’t the caravan park operator keep it and make all the money?
My answer is that they would prefer the certainty of income from having another investor paying them a fee and getting bonus commissions or management fees if they rent it out. I would also find out how many the caravan park operators own themselves as I am certain these ones would be rented out first.
After you pay for it and realise the money is terrible, I would bet that they offer to buy it for peanuts back off you before onselling it again.
I would never get involved with something that has so many variables and such a high uncertainty of income dependent on a total stranger.
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
Leanne, sarcasm is not required. I said “More information is required!”.
I can’t see how we can provide you with information if you do not provide information for us to work with. I answered your question with a “Yes” as I could not provide any other information based on what you wrote.
Income figures would be helpful, savings, type of property you are interested in, what areas, what price, and so on….
Sorry if you thought I was being rude.
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
You are leasing a property for the purpose of receiving an income. This makes it deductible.
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
I would love to know what the solicitor will say if you ask about suing the conveyancer who set up the appointment.
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
A $3,000 baby bonus is bad enough!
I do not agree with paying women (or men) to stay home. If they pay people to stay home, I want extra tax dollars to go to work. I CHOOSE not to have kids as many other people do so it would not be fair on all of us.
I also pay tax which is spent on things like public hospitals (I have private cover), public transport (I never use it), unemployment benefits (I will never need it), etc…
I am not saying get rid of these but enough is enough. If people CHOOSE to have children and stay home, let them CHOOSE to ensure they have enough money to do so comfortably. Last time I checked, parents were already paid to stay home.
I would very much appreciate not being attacked by any stay at home parents because of my views!
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
Alf, this is still a fine line. I was under the impression that you were about to make this change. Have you been using an offset account on your PPOR?
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
Talking about credit history, I have a client who is experiencing all sorts of trouble because he has a single default for around $8,000 which has been paid in full for nearly a year. He has never had anything else on his name.
The reason this happened is because he was bashed outside his home and was in hospital for months and had facial reconstruction surgery and did not receive his mail. He has police reports and medical records to support this.
I am amazed that the lenders are not letting this one through!
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
Increase rent or reduce debt. Reducing debt will also reduce your Cash on Cash Return.
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
Sounds like one of those areas that are so good, they named it twice!!!
Wagge Wagga
Gumly Gumly
Woy WoyYou get the idea…
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
YES!
Much more information is required. Speak to a mortgage broker about your situation and give them the figures.
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
I am a ‘hoarder’, I mean ‘buy and hold’ investor so the long term prospects are very good. Time will tell.
By the way, I have never been to WA. I bought this sight unseen.
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
Very funny Jo!
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
Your happiness is all that matters!
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
mgr, I am glad to hear you say that about your investment manager. People think that shortfalls in valuations are a personal attack on them by the lender. The lenders use professionals and if there is a shortfall, you should consider it a good warning that you are in for trouble.
I hope you find something better (which almost always happens)!
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
No offence Derek, but I certainly would not be advising the use of Line Of Credit facilities. It is unnecessary. I would recommend interest only invest loans split as needed and an offset account attached to the home loan.
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
I bought a 3 bedroom house for 239k secured in February this year. It sits alongside a Council Park and it it the last house in a cul-de-sac. It is the perfect family home. It was supposed to settle this year but the development was pushed back until March next year. I am not complaining!
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
Your BRAIN is your greatest asset. You can still make money if you don’t have a job – eg: self employed, invent something, etc.
Robert Bou-Hamdan
Mortgage AdviserM: 0414 347 771
E: [email protected]
W: http://www.mortgagepackaging.com.auFREE Finance-Related Newsletter: See – http://www.mortgagepackaging.com.au/index_files/newsletter.htm
Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd
