Thanks Terry.  I knew this wasn't going to be simple, but it just keeps getting worse.  Anyway, I've got the appointment made with the lawyer and another with the accountant.  We've also made an offer on a property, just to keep it interesting – I'm not sure if I want it accepted or not, with what I've learned in the last day or so!Cheers, Ro…

Thanks for the contributions folks.  A few thoughts…Terry said:"You can only claim rent at market rates, transfers are at market rates as are CGT and stamp duty calculations."Claim what?  I'm a real newbie.  Could you spell it our for me please? If I transfer it to S & A in a few years, for the balance outstanding on the mortgage, will we be hi…[Read more]