Hi all again

We would like to say thankyou for all your comments so far, some of what were very interesting.
Regarding the taxes we would pay on the interest we earnt with savings is something that sliped our minds, so thankyou a point noted. We will definetely be considering using our PPoR as a IP, there are some benefits from re doing this, we now just need to understand & learn the apsects & details of neg gearing.

Our Next step is an appointment with our Accountant.

Thankyou all for your support

Robbie & Rachaellee