Hi Steven,

Thanks for your input. Both of us plan on working before we actually apply for the loan. That is a big thing for us, we don’t want to fall into a huge hole and unable to get out of it. hahaha.

But in all seriousness, we will be both working, but that raises yet another question for us. How long do you need to be at work, before we can apply for a loan ? oh one last thing, how does the FHOG work, i mean do you need to have approval and living within the property for a certain amount of time, before being eligable for the grant ?