Hi! 27k would get you another deal Seriously, look at your car needs and go for something reliable thats about 3-4 years old. Less likely to need repairs.
If you get the car through the mortgage, your paying 10% interest on that 27k for the next 20-30 years. Considering cars generally die after 10 (or cost to much to keep on the road), you still have 10-20 years of car debt to pay. Alternatively, if its an investment your building (to sell) then get a crap car for the next 12 months or so and reward your hard work once the place is sold I'm currently selling my VZ commodore and got a 3-4 year old ute to get me around (and pick up cheap materials ) while I build my portfolio.