Thank you so much for your insight.  Am just about to start the whole process again to see whether we have entered something wrong.  Understandably, emotions were running very high yesterday, so will try to do e-tax with a clearer head.

I did notice, on reflection, that we did receive a slight change in tax paid which brought our taxes down from about $25K to $20K last year based on a $90K income from employment.

The rental income is pretty similar and so too were the rental expenses.

Well, let's see if I can find anything else!

Thank you so much for your advice!