Thank u very much yes i think variable will definatly be the go! What is the best way to structure should i be looking at a starting a business name to control a trust similar to what steve uses in his book or would it be too late considering i already have one loan in my own name i just want to make sure i have max borrowing power and any decisions now could ultimatly affect the future.
Kind regards Rob.

Thank you already learning so much and only been on here for a few days, I would be using Commonwealth 6.48% fixed 3 years min 97% LVR with LMI or variable 6.8% due to already having a loan with commonwealth apparently im eligible for the 1% discount.