Hi Paul

Thanks for your email. At this point, the most likely methods would be either Instalment Sale or Second Mortgage Carry Back.

Since these methods are rarely used here in South Africa, I'd like to develop a few viable strategies, with which I could approach the market. I would like to educate myself accordingly, since I'm beginning to build a commercial property portfolio of my own.

I come from a commercial mortgage lending background, so I have a fairly comprehensive knowledge of finance and property investment fundamentals. So, if I can combine this, together with my industry contacts, with a sound VF strategy, I believe that I could then pursue a few worthwhile prospects.

I look forward to any possible guidance or advice you might have.

Kind regards

Rick Vimpany

Thanks.

Essentially, I need some pointers on the actual mechanisms and documentation / contracts that would accompany this form of investment. I own a portfolio of residential property, which I thought I might sell on this basis. Possibly on an Instalment Sale basis.