Thank you everyone for the advice and cheers for linking that article Jamie.
The 100% finance sounds like a good idea but I am concerned about being labeled as a high risk and how it will impact on future investments.
I am guessing that the shortfall loan would be a personal loan? We already have a couple of car loans that we are paying down so it would probably be easier to refinance our car loans and add the shortfall but then we pay a higher interest rate.
If the shortfall loan is kept seperate and is used only for the IP costs and deposit does that mean that the interest would be tax deductible
Cheers
Rick
