Hi Dan,

I come across this very often with the banks, the best thing to do is go through a large brokerage organization as they have more leverage with the banks.

I have gotten loans approved with a DSR of 49% and an LVR of 85% (with a mortgage insurance waiver).

The trick is to know the right guys in credit at the bank, which is something…[Read more]

Hi there,

I work in finance and I would highly recommend that you shop around.

I would make enquires with the major banks about their professional packages. The bank’s all want your business.

Dont forget it is not always just the interest rate that is important, it is also the structure of the loan, does it allow for lump sums, can you pay…[Read more]