Total Members: 159,074

rgarreffa

  • rgarreffa replied to the topic MEDIAN HOUSE PRICES DOWN 2% in the forum Help Needed! 16 years, 7 months ago

    Figures based on Melbourne only which is a state reliant on manufacturing and services.  QLD and WA are still moving and SA will if they get the infrastructure to capitalise on the emerging mining industries they have.For the record property prices in Australia have achieved 12% average growth for 120 years.In the UK average property growth is 8%…[Read more]

  • rgarreffa replied to the topic Commercial Property growth rates in the forum Help Needed! 16 years, 7 months ago

    Thanks for the input guys.  Michael I will be getting that book as it is exactly what I need.  Yes I am sorting out the structure on the deals this weekend.  Basically I need to build a portfolio over the next 5 years as I will need to spend 4 to 5 million on a factory for my own business so I can look at owning my own factory rather than re…[Read more]

  • rgarreffa replied to the topic NAB up interest rates another 0.9%!!! in the forum Help Needed! 16 years, 7 months ago

    Hang on is there a cycle happening? Returns are crap generally and people cannot afford to buy so they need to rent.  Rents will need to increase to cover a return of investors to supply more housing for rental.  In the past 2 years rents have started trending upwards sharply and will continute to do so with vacancies in many states below 1% n…[Read more]

  • rgarreffa replied to the topic reducing interest rates in the forum Help Needed! 16 years, 8 months ago

    borrow more.  The more you take the lower the rate generally.  It is still all within guidelines.  Especially now with the credit crunch they are not really going to be too flexible.

  • rgarreffa replied to the topic Loans and LOE in the forum Help Needed! 16 years, 8 months ago

    Thanks guys.  Called the bank manager and thankfully is fully on the ball with this stuff as his brother does it.  5 minute chat and everything is sorted.  Also need to go sleep with my previous bank manager as when he refinanced my property loan he fixed it until 2012 on 7.09%.  Thanks for the help I can see a few IP's heading into my por…[Read more]

  • rgarreffa replied to the topic Know any good tax accountants in Peth? in the forum Palermo Chartered 16 years, 8 months ago

    Palermo Chartered AccountantsLvl 1/ 284 Oxford St Leederville 6007 (08) 9242 1624 I have found to be very good.

  • rgarreffa replied to the topic Loans and LOE in the forum Help Needed! 16 years, 8 months ago

    "Have you looked into debt recycling? You could pay the rent to yourself and capitalise all investment costs, including interest, within a new loan account (or your existing investment loan if the limit is high enough). "I had thought about this but was not sure about the legality of such as structure using rental funds etc to pour into my home…[Read more]

rgarreffa

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