Guys, thank you very much for all the support and suggestions. Im taking it all on board, and will start to formulate a plan so that I can start my investing. I have a path to take in mind, so atleast now I know where I'm going.

As I mentioned earlier, Im going to take this year to pay off my car loan, while in the mean time educating my self and learning as much as I can about PI.

Once again thank you all for your input and be assured I'll be asking plenty of questions.