Cheers mate

Richard, no the current home is under her name, we hope to get the FHBG for a new property under my name.

btw, we want the new property to be PPOR and turn the existing house into IP

Thanks Richard and MichaelLegally we're just friend and just because we live together does that make us legally defacto and no other way of getting the FHBG?On the side note, if she is to buy an IP investment under her name, how should she go about for maximum tax return and finance benefit? Whats the tips and tricks? cheers