Richard, Thanks for the reply. Mind if I pick your brains some more??

If my in-laws already have the funds to build a second home on their property without need for a loan, would building without subdivision be the cheaper options for them? Would they be able to subdivide later on?

What con’s would you foresee regarding this option? My husbands family are immigrants, and living a ‘stones throw’ away is the culturally done thing, so the close living proximity wouldn’t be an issue.

Thanks Bec