CarLover asks "Has anybody had any experience with Custodian Wealth Builders?"

I work in the investment property industry (not with CWB but in competition) but I do know some of their staff in Brisbane who specialise in mortgages and they are ethical top notch people.  I have worked in the finacial planning / wealth creation industry since 1987.

I am intrigued by two things on this site (only joined today)
1   The number of people with adverse coments about the Investment Property Marketers / wealth creation advisors who mostly seem from their posts to have their own barrow to push; and
2   The number of people who recommend "doing it yourself" – well that is just silly – you can't actually 'do it yourself' unless you have a builders license (to build the house), real estate licence to buy or sell the land, legal accreditation to do the conveyance, finacial accreditation with lenders to set up a private mortgage. 

What the 'do it yourselfers' are about is ego – some peole will do their own research, some people will write their own loan, some will even develop their own land but NO ONE will or can do it all themselves, at some stage in the process we will all need the help from someone with skills we dont have or cant get, or dont want to do.

The questions we really need to ask ourselves are
How much is my time worth and how much of my time can I afford to spend on this?
How will I know that my own research (and other skills that I will 'do myself') are good enough to provide the results I desire?
Will I really make make a better long term investment decision without all the professional help available? and
Can using a professional wealth creation company save me time and (in the long term) money and give me the peace of mind I require?

Different people will have different answers to all these questions.  the fact that a web site like this exists is proof of that.

The fact that many wealth creation companies are highly successful for thier clients and for themselves is prrof that they provide a service that does suit many peole.

I too have a vested interest (the business that I work for) but that is another matter.

I too have accreditations and qualifications – Real Estate License, Financial services compliance, Honours Degree, 2 @ Diplomas in Financial Planning, Diploma in FInacial Services, Certificat IV in property, graduate studies in economics, graduate studies in Financial Securites.

Seek and use the services that you personally feel comfortable with!

PyroHarold
(yes I also ran a Fireworks business for 12 years)
The best time to plant a tree was 20 years ago – the second best time is now!
(Chinese Proverb)