I’m looking now, for a couple of reasons, firstly I believe that over the next year or two some investors will leave the market when they don’t get the returns they are expecting, therefore I feel that vacancy rates may drop and perhaps rents will go up, effectively voiding interest increases.

I believe I need a mix of +ve and -ve geared properties. I belive everything cycles so I can wait for the next cycle and I will already be in the property market when some share market investors are trying to get back into property.

I guess our plan is a 10 year plan so we have time to wait. We plan on continually purchasing, we can ride out the highs and lows by being consisent in our plan.

SIS,
What do you mean you checked 15 mins ago, it takes them 10 days to send your report out (if you requested the free one anyway), or did you mean that you just received your report. My has each loan listed as expected. My sister though, had nothing on her report under the correct spelling, however, with her name spelt incorrectly, it had everything listed. Is it possible your information could be under a mispelt version of your name?

Regards
PK

Why are so many students illiterate? Perhaps parents need to take their share of the blame here. I see a young chap at my son’s school who is clearly struggling, however, despite the teachers advising that the chap needs additional help ie: the teacher would provide the exercies required. The parent is not intereted…. it’s too hard and not their job, they say. What can the teacher do, give the one studnet all her attention at the expense of the of 23 students, I think not. The teacher is certainly willing to help, but has to look after all students. I think parents have to take their fair share of responsibility as well.

Fortune Favours the Bold.

Lawrence,

Just one thing…have you checked that the population is actually static? Many of the small towns are slowly decreasing. Others like yourself have also left some of the small towns.

PK

Fortune Favours the Bold.

Well Yack, I’m with you on this one, you have to manage the PM’s and then I wonder why I’m not just managing the property myself. (Distance is the reason, the one that is close enough I do manage myself, without problems).

My biggest problem has been getting the PM’s to actually put the ad’s in the paper, you’d think they were paying for the ad’s themselves! Their answer is that “putting the property in the window” is usually enough. When I used to rent, I never looked in agents windows, I always looked in the paper, so figure there are others out there like me, therefore want it advertised in the paper. At the interviews they all said this was part of their marketing…

Good Luck is all I can say.

Fortune Favours the Bold.

The salary rates quoted are interesting and perhaps different between the states. Salaries aren’t as high for independent school teachers in WA, they range between $28,455 and $45,157. Once you reach the highest level, well that’s it, regardless of age!

Westan is right, many teacher’s work right through the holidays and if you ever read a teachers award, they only actually get “4 weeks annual leave, that is taken in the first 4 weeks of the Christmas holidays”. The rest of the school holidays is DOTT time (Duties other than teaching ie: they are expected to have their preparation etc done during this time). Besides many teachers also work evenings for meetings with parents, have to go on camps where they are away from their families (they are not paid any extra for this, it’s part of their DOTT time and it is expected that they do it).

Yes, in the state system teachers can earn up to $55,000, but not untl they’ve reached the highest level ie: based on the number of years of training and the numbers of years Full Time equivalent experience.

I’m not saying they should earn more, but they definitely should be keeping up with general increases in wages across the general society and if they have to fight for that,then so be it.

Finally, when I look at the fact that this person is responsible for my child and my childs well being for 6 hours a day, well, I can’t put a price on that.

Lastly, I AM NOT A TEACHER and have no desire to be one!

PK

Fortune Favours the Bold.

Anyone know if this is going to be shown in WA?

I’ve tried visiting the Today Tonight website and couldn’t find anything on the show show in the Eastern States last night either. If it’s there, could someone post the link.

Thanks
PK

Fortune Favours the Bold.

Thanks for sharing Westan, it’s postive reinforcement that we are heading the right direction (slowly).

Westan, like your idea of being able to spend more time with the kids (I spend time at the school and after school activities etc but hubby never gets a chance) and fully agree that you need something else to do once you do finish work. That’s not a problme for me but often a big change for those who have worked full time all their lives. Do you feel it took you time to adapt or it was reasonably easy once you’d made up your mind?

PK

PS. Picies, my husband is the boss of our house; he’s got my permission to say so! []

Fortune Favours the Bold.

Brendon’s point is one of the most important in our experience, that’s make sure the valuation is assigned to the bank. You do have to use one they have on their panel but if you forget to have it assigned then they still won’t use it.

Regards
PK

Fortune Favours the Bold.

Yep, have one due to settle in 2 weeks and considering a second one.

Fortune Favours the Bold.