Hi all,

Sorry for the late reply, but thank you for all your comments, they have been taken onboard and provided us with some more of that ‘food for thought’!!

We are definitely moving towards a greater knowledge of the investment options open to us, which is pretty exciting when we realise what we can potentially achieve, and will be seeing a financial planner to chat with them too shortly, but one thing is for sure… listening to my gut feeling about the guy that spoke to us defo paid off. A bit of delving around (once I’d spelt his name correctly… always helps ) provided us with enough information to quickly withdraw from any further dealings with him or his associates.

Thanks once again, it’s a great forum and a great place for information!