Hi Occo,

Welcome to forum.

Do some search on forum. you will find this topic been discussed number of times here.

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours

As GreatPig has talked about all the trust. best to get hybrid trust. It will cost you about $1300 to set up and if you company as trustee add $1000 more to it.

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours

There may be limit because of LMI. try to get loan from lenders who don’t use LMI for low LVR.

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours

It’s not hard to find 11 seconds rule property on the net. Just need to look a bit hard ( may be not that hard for me)

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours

Originally posted by richmond:

(by the way, $6000 non-genuine savings? please explain)
cheers
r

Genuine savings means one should save deposit from his own salary in the past. this saving should not come as a gift, tax return etc. They just want to make sure that you can save money from your salary.

Cheers
PropertyGuRu [sultan]
Mortgage…[Read more]

Hi Steve,

In short lets say you fix your rate for 3 years at 6.5% your interest rate will be 6.5% even if RBA increase the rates.

But if you get variable rates lets say at 6.45% from XYZ bank and RBA incease the rates to .25% your variable rate will be 6.7%. and if they increase again .25% your rate will be 6.95% but your fixed rate will remain…[Read more]

According to me best structure is Hybrid trust for normal investing.

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours

I think you don’t have to pay CGT for 6 year if your property is prinipal place of residence.

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours

Try this. This is not bank site but LMI which will help you.
http://www.pmigroup.com.au/LocationWizard.asp

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours

New Pic is up there Thanks Rose!

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours

I got few lenders who will do it.

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours

At Borders you can buy for $21.95

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours

looks very cute

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours

Doreen been sugested to me by Westan I think she charged $750. but she really rings and keep in tough via email etc.

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours

I used Doreen. She was good.

walker.macgeorge@xtra.co.nz
Doreen M. Gardner
Walker Mac George & Co
68 Queen Street
P.O. BOx 18
Waimate

P.O. Box 18
Phone 03 689 8139
Fax 03 689 8475

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours

Try to get “Trust Magic” if you can’t find WealthGuardian.

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours

It’s all depends on your bank and which package you are on. just ring your bank about it. It should not be too much.

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours

yes you are right.

I think anything related to that property you can claim like accouting fees etc. but interest and depreciation are major one. may be you want to change your loan to Interest only to give your self more cash flow.

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia…[Read more]

It’s hard to say how much you can save without knowing you salary etc. roughly may be you can 30% of interest paid by you to bank.

You don’t have to pay CGT for next 6 years if this was your PPOR. but you have to check this with accountant.

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from…[Read more]

Hi Waz11,

You right you can get money back from the tax office to keep you cash flow good. But I think when you will sell this property you have to return back this tax etc to get exemption from CGT.

Cheers
PropertyGuRu [sultan]
Mortgage Consultant
amit@discoverhomeloans.com.au

NZ loan pre approval from Australia in 48 hours