Dear Hans,

Thank you for your question. There are several methods to save for a down payment, including regular or high-yield savings accounts, and low-risk investments such as bonds. Bonds are fixed-income instruments that represent a loan made by an investor to a borrower. While generally less risky than stocks, it is still possible to lose money on bonds. It may be helpful to speak with a financial advisor to determine the best course of action.

Best regards, Dan