Hi elkam,

I got an email in from intelligentinvestor.com.au (their all about value investing in the share market). Not sure if it helps but here’s there opinion below.

It got my attention and thought it maybe of interest to clients but we are to busy with tax planning so haven’t had a chance to have a good look at it.

Another point to note is…[Read more]

Hi gwkite,

Love your thinking.

Unfortunately ,as with alot of good ideas, there’s rules against it.

Investing in property through Super can definately be done but, as pucci points out, as a general rule Super funds can’t borrow money.

If you had $2million in super, and wanted to buy a unit for $250K then it’s a possibility but unless you have…[Read more]

Thanks for the feedback Callender,

Do you happen to know what size block your neighbour is on? Iv’e heard the council likes each property to have somewhat of a backyard and frontyard but Im not sure of their specific dimensional requirements.

Any forumites developed in Ballarat? or had any problems with finding tenants for that matter?

Hi chrisconuts, callander & crickrobert,

Thanks a heap for your posts.

Quite interesting you noted the development side of things crickrobert, as a few of the places Ive come across have the potential for retaining the original house and building a second dwelling.

From what Ive been told the council is quite good for information too when it…[Read more]

Hi MrIronman,

We have clients looking at a Gold Fund brought out by Merrill Lynch.

Minimum investment is around $5,000 and ML basically go out and invest in gold shares from around the globe. Just another option to consider alongside holding gold direct and buying shares direct.

Interesting to note that they say typically, for a 10% movement in…[Read more]

Hi juststartingout,

Not sure if ur questions were rhetorical or you were actually asking but good food for thought..

The house is our PPOR so adding value is a bonus not really a focus and as for the budget – as long as it doesnt break the bank and looks good – the’re the only parametres im working with.

Thanks again for everyones feedback -…[Read more]

Hi lisa.jason12,

Thanks for the info.

Interesting what you note in regards to the bamboo. I hadn’t considered the possibility of fading so I’ll check into that before purchase.

Don’t mind the idea of plastic ‘timber’ floorboards either. There’s alot of little vermits around where Im planning on laying the boards so plastic will be worth a look…[Read more]

That sounds fantastic jhopper,

Never thought of adding a garden bed but thats an interesting option.

Not sure how much I’d be able to do myself (looking through all the work youve listed) but 80% of my mates are brickies, tilers, plumbers, sparkies so Im sure I cant convince them to lend a hand in exchange for a cold ale and bbq.

Would be great…[Read more]

Hi jhopper,

The space – not quite sure but Ive been meaning to measure it so I shall do that tonight and post tommorrow. Just did all the clearing last weend to get a clear canvas to start the design process.

Definately would help if you did have that info on where you purchased the material.

And if you had time over the weekend and wanted to…[Read more]

Thankyou both (and appreciate the honestly all the same Redwing).

I think the pain idea maybe a good idea too.

Even if I go with the bamboo fencing, you’ve got me thinking that that alone will look a little out of place with the rest of the fence, so a slap of paint where the fencing meets the wall maybe just whats needed to ‘blend’ the old and…[Read more]

Great..thanks Derek!

Much appreciated.

Hi andymitchell,

Sorry to hear about the current situation. On one hand the loss of value in your PPOR isn’t fantastic but the news that you have a little one on the way is!

I’d have to agree with Robo – there’s more to life than money and though it is important there are always ways to get to where you want to go with a little or alot of…[Read more]

Hi Ausprop,

I must admit I do take the scenic route and I guess I tend to stop in a Bunbury alot of the time – so its probably more like 2hrs 40 for me.

Get a bit light on the xlr8er when I see those ‘kangaroo’ signs.

Even if it is a slow drive its a nice one..no place in the world like our South-West.

Hi fernfurn,

Thats basically what I was thinking so think Im on the right path.

Thanks for your post.

Hi BeauMonde,

Great Question..think you’ll find that question is one many of us have.

From the replies I have read, on other posts, Cata seems well versed in the area so it would be worth sending him a msg.

On that subject can anyone recommend a high calibre trust accountant in WA (besides Chriss Batten of course)? It would seem somone who can…[Read more]

Hi dannii72,

I usually leave this area to an accountant but they could be referring to the lower Marginal Tax Rates that may kick in soon. As CGT is calculated on your Marginal Tax Rate, if they are reduced then it would effectively be like a reduced CGT?

Not sure, might be on the wrong path.

Hi again asdf,

Busselton is in the South-West region of WA and is about 3 hours (on a good run) from Perth and an hour and a bit out of Bunbury.

The below will give you a bit of an insight.

http://www.breakloose.com.au/html/adventure_articles/regional/wa/southwest/busselton.php

http://www.busselton.wa.gov.au/

Hi kerrcorp,

There is definately alot going on down south at the moment – especially in and around Busselton.

I guess I’m a bit bias when it comes to SW as I was born in Bunbury and we are currently undertaking Stage 3 of a resort / apartment development in Busselton.

The area has experienced a wonderful level of growth over the past 5 years…[Read more]

Hi lisa.jason12,

Not sure im the right person to get into it but Im sure Cata will solve all your answers in the next few moments.

What i can help with is a good book. Know its not what you really asked for but I had similar questions and a good read helped answer a few of the basics – ‘How to Legally Reduce Your Tax’.. by Melvin & Chan.

The…[Read more]

Hi Ozsparky,

Had a search (couldnt get the link to work) but havent had any luck? what did u type in to search for?