Total Members: 159,074

pricedr

  • pricedr replied to the topic Salary sacrificing?? in the forum Help Needed! 20 years, 3 months ago

    Thanks for the help guys. The Bantac’s website is really helpful. Looks like you have to get a private ruling. This could be done but I don’t know about my employer getting involved in paying for IP expenses, but I could be wrong.

    My accountant got back to me. He’s suggesting transferring ownership to me (no stamp duty is payable between…[Read more]

  • pricedr replied to the topic Home Loans in the forum General Property 20 years, 8 months ago

    Alexander2,

    In February’s ‘Money’ magazine (pg 76), there is an article explaining the important details in selecting your homeloan. Plus there are the top 5 home loans listed by different categories further into the magazine. Good reading.

    Dave

  • pricedr replied to the topic Capital Gains Questions in the forum General Property 20 years, 10 months ago

    SIS,

    Julia’s tax rates look like the latest, do you mean there may be changes in the pipeline (as I believe).

    Dave

  • pricedr replied to the topic Tax return in the forum General Property 20 years, 10 months ago

    thanks (again) Julia. Have sent you my email address so let me know if you haven’t received it,

    Dave

  • pricedr replied to the topic buying in the uk -need help in the forum General Property 20 years, 10 months ago

  • pricedr replied to the topic renovation tricks in the forum General Property 20 years, 10 months ago

    Fullout,

    I normally paint bathroom tile walls (re-tile the floor) if they are in good condition. I think the brand i use is Johnson (don’t quote me). You’ll need to purchase the base paint as well. It’s more expensive than normal paint, takes longer to apply (3 coats) but works very well.

    Dave

  • pricedr replied to the topic Moving to the UK in the forum General Property 20 years, 10 months ago

    Simon,

    Have checked out the website for ‘Strategic Wealth’ and it sounds like what I’m after. Will contact them and see how we go. Thanks

    Dave

  • pricedr replied to the topic Finance in the forum No Subject 20 years, 10 months ago

    Monyet,

    My loan is through Homepath and I am very happy with them. The service is very net based and I’m told they will soon have all loan details accessible via the net. There is also a 24hr help over the phone, and all dealings with these guys have been good.

    Regards, Dave

  • pricedr replied to the topic Moving to the UK in the forum No Subject 20 years, 10 months ago

    Simon,

    Thanks for the reply. I’ve just realised if I don’t earn money in Australia, I can’t reduce my tax bill ny negative gearing!!?? Hence increasing my loan amount by redrawing extra repayments isn’t worth it.

    I forgot to mention I live around the N.Ryde area of NSW in relation to a good accountant, advisor.

    Dave

  • pricedr replied to the topic Moving to the UK in the forum General Property 20 years, 10 months ago

    quote:
    Dave,

    Redraw wont help you unless you draw the money for a income producing asset.

    It is the purpose of the loan that counts.

    A redraw is viewed as another loan and if you use it for another home it aint deductible.

    This is where offset is handy. It preserves the original loan.

    Cheers,

    Simon Macks
    Mortgage…

    [Read more]

pricedr

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