Hi
Have been interested in this topic as we have been dealing with Members Alliance too.  We are in similar circumstances as Nicki but we have had the pitter patter and will not be going back for more!!
I believe (our) IP will be in a different suburb.  No where have i read, so far…., that there is any commission payable on the sale of H/L packages. Mind you we have had the intial in home spiel and now going for the in premises spiel. 
From the advise that has been shown here there are alot more questions I will be asking before there are signatures on dotted lines.
We are venturing this way as we could be able to afford the weekly 'out of pocket'. 
 a) to be able to reduce tax payable, b) to be able to sustain more investment properties, c) create a saving for us in our retirement, d) maybe an inheritences for our children.
I had been advised that maybe I should invest locally (WA).  Our block prices and house prices are even more expensive than Queensland way.  I know that at the moment we are in a renters and buyers market but has that reached it's peak too?