Thanks Azeemi where is commercial properties in signatures???

All okay after 3rd yr no % exit fee just normal discharge fees phew…….!!!! good to see Rates coming down now and RHG and RAMS will be losing a lot of customers after they exit out especially me ….

Bacon as far as i am aware you don't earn interest because if you do, you will be paying tax as it is earned income from the bank.  The interest earned will actually lower what interest you pay on the monthly balance of your Loan. 

Sorry to be a pain again, Thanks Richard for the advice.  I spoke to one Broker who said it is costly to maintain the Trust with Corporate Trustee etc.  Advised me to buy a few IP's in my own name then later on buy in Trust Structure.  what I am ultimately trying to do is purchase another PPOR with as little as non-deductible debt on it as possible as i don't like paying interest on something that i can't deduct for invesment.  So i am trying to seek the right advice to set up my portfolio so if i sell my existing PPOR to the Trust i will have to pay Stamp Duty which is okay but as i understand it.  I can then free up more equity to put down on a deposit for my new PPOR if that is correct.

As i am waiting for growth to happen on my properties it may be 2-3years away before i can purchase another IP or even a new PPOR.  I just want to get it right now so i don't have problems in the future. 

I found out that the yearly rent if rented would only be at the maximum $16200 then you have rates etc on top of that.  the asking price is about $330,00 but i don't think the business is worth much. It is a small retail shop 90m2.  What would be  a fair price to offer?  Not sure how commercial properties work with regard to residential.

any advice!

Good news everyone i have just got a new job offer which may help me with my short term cashflow problem.  So i might not have to sell my IP.

Thanks for the help and advice!