Hi Bianca do you have a office in Perth.And is the Accountatn a property investor themselves and understand all about Property structuring through a Trust if needed and Testamentary Trusts –  Also do they know about share trading and investing and what type of Trust to set up?I need to discuss in person with the Accountant without prompting them…[Read more]

Just contact RHG they are still reviewing will have answer end of business day.  Probably thinking how they can rip us off more.

Keep cuttin them. I hope RBA keeps cutting them down also.

oh I forgot to ask is RAMS and RHG same rate cut?

you beauty a good call for once. 0.9% will let me hang around for another 9 months then i am outta  here! thanks for the update!I am havin a nice day today

talk to some good accountants who understand property investment – http://www.strategicwealth.com.auor http://www.gatherum-goss.co.aumaybe advisable!

I would go for 1 land size is bigger. the land appreciates and the house depreciates

I hope they drop down to zero % then can starty paying off the principal debt

It works out to be about $13k if I leave.  Will have to crunch numbers again.

Thanks Expert but if i leave early will be up for more than $2500 in fees!

Well below says it all! good to see they need to make more profit for another week!Hi In regards to the interest rate I can advise this is under management review and we are expecting a decision on Friday. Kind RegardsCustomer Service   Contact Centre Outbound – RHG Mortgage Corporation Ltd  

I wonder what Mr Burns would say………… "Excellent"

What will happen in the future when you need to refinance and you are currently on LO Doc product is there a problem with getting finance??

Yes call Richard very professional and very helpful and knoweldegable!

I Hope they go down alot and stay there for a few years then easier to pay off my PPOR Realistically do you think rates will be down below 6% by Oct 2009?NWO will bankrupt all that don't listen

Maybe you can look at working a second par time job to work on the cashflow shortage. In my experience it is worth holding onto the property and really look at your budget.  Once you sell you lose all the future capital growth and income increases. But when you want to get back in the stamp duty and other prices have gone up again slightly so you…[Read more]

Yes true solidgold, i was one of the unluck few with RAMS who got rammed by RAMS/RHG with increases and now little decreases.  I have only 10months to go before i get out and refinance also, can't now because of 2% exit fees which is about $13k to get out.  I hope they really get ripped when everyone leaves them in the future.

any News from RHG or RAMS – I hope they go broke and lose all their customers!

Can someone please advise opionions – If you really need a Trust to do your business – What if you wanted to hold shares and trade shares and hold property in the same Trust.  Is that a good idea?Or would you set up separate Trusts – for Trading for Income and Holding Shares for dividends – and  Trust for just holding property!

Thanks Azeemi where is commercial properties in signatures???