If you try to find a deal you would be hard put to find a deal which looks as if it may be producing a 25% profit on cost.

Those kind of deals are few and far between.

I said ‘looks like’ because often there are unforseen problems which eat into the builder’s pocket.

I am not a builder but I would think that a 10% profit wouldn’t be too far off the mark for most projects.

Pisces

The formula is only correct if one were not required to pay tax on one’s profits.

Therefore the best tax vehicle really is one’s own house.

Once one has some sizeable equity in one’s own home consider replacing it with another home which you may be able to buy below market or where you can improve the value by making renovations.

The ‘profit’ on the first house is tax free.

Pisces

Some time ago my wife gave a humorous talk at one of the Lions Clubs. The subject of the talk was ‘Food for Sex’.

Now, all the clubs make a point of talking to each other as they all want good speakers so as to induce their members to turn up regularly to their meetings.

So the people at this club knew beforehand they were in for a good talk with plenty of laughs and, as is only to be expected with such a subject for a talk by a guest speaker, it was a full house.

The time arrived for the talk and the secretary anounced the guest speaker, my wife, and she replied ‘Thank you Dick’ (which was his name) whereupon the room burst out in a raucus laughter which went on and on for at least ten minutes.

When things eventually settled down the secretary felt impelled to start explaining the reason for all that mirth.

That explanation attempt by the secretary again brought on roars of laughter.

When eventually the room settled down again my wife waved him away as of course she knew what had happened.

The moral of the story is : if your name is ‘Dick’, never announce a speaker whose subject relates to sex.

Anyone here who is a Dick ? []

Pisces

>>This is what one of the mortgage broker said (mortgage choice).<<

Do you think it possible that you misunderstood what the broker told you ?

Pisces

>>… if you get paid monthly… you only get y x 12 = 12y. if you get paid weekly.. you get y/4 x 52 = 13y. A month worth of lease difference.<<

?????????

Pisces

Well it may save you time getting to work (which means you can sleep in a bit longer [:o)].

I believe that he stands somewhere at Darling Harbour over the weekend.

He is (was ?) a wellknown personality around the city.
I haven’t however seen anyone else wearing those shoes.

If you cannot locate him what about one of those scooters (which one sees around a lot ) ?

Pisces

Well I just think that Chan may possibly come at buying a spa for the other Bear, but for you ?

BTW if you have trouble keeping up with your children on a 2 km walk there is (was ?) a Yank running around Sydney demonstrating the type of shoes he sells.

He would for example get a grip on the back of a truck and keep up with the truck as it was driving along at a fair speed.

How did he do it ?

He has a pair of shoes which have a half moon shaped flexible kind of sole with springs above it connected to his shoes which allow him to move at a good speed.

If you really are concerned about running out of breath I can try to find him. [] (if I can catch him that is).

Pisces

As a woman basically gets turned on in her brain (isn’t that so girls ?) perhaps all you men have to
start learning to use the right kind of words ?

If that doesn’t work because your wife/girlfriend/the woman next door/ happens to be deaf try putting a special pair of glasses on her nose.

You know, the ones which magnify everything.

This reminds me of the woman who, on her wedding night, when for the first time she saw her husband’s tool, exclaimed : ‘Oh, what a beautiful big dick you’ve got’

Whereupon her husband slapped her in the face.

Has anyone got a clue why the husband suddenly slapped his new bride ?

Pisces

Now is all this just hypothetical or do you have a definite property in mind ?

Chan somewhere recently mentioned a book which costs about $ 30 or so and which goes into a lot of detail about commercial properties. It may not be a bad idea to start off with that book.

Pisces

There is only one thing wrong with Swedish men Minni.

It is unfortunate but I understand that they become impotent at a much earlier age than the average Australian man. []

Pisces []