*walks past Arty all innocent like…..*

******* SLAP !!!!!! ******* []

~ Heaven doesnt want me and Hell is afraid I will take over! ~ :þ

Try this web site:

http://www.taxpayer.com.au

and take the super link. Barbara Smith heads the team there, she’s written a few books about DIY super and such, all good.

For information here, just do a search using “trust” as a key word.

Michael

Hi Steve, try [email protected]

Perhaps under profile…..with an OPTIONAL extra that allows you to post what you want…carrying a warning NOT to post your details like your street address and all that……that way its choice? (dont forget to include the check box that asks DO YOU WANT TO BE PART OF PINKYS SEMI NAKED MALE SLAVE CLUB…with only a YES option!! hahahahaha)

Lets face it tho steve…..you cant make all of the people happy all of the time…..LOL

~ Heaven doesnt want me and Hell is afraid I will take over! ~ :þ

this morning…I feel like a truck hit me doing 70 while I was in the slow lane!! Some kinda flu thingy Im getting….or at worst case scenario SARS LOL!

Well last nite I told everyone…..LET ME SLEEP IN!! I dont care if the house is burning down.. let me sleep until 11 am tomorrow!

At 9 I was woken with “mum we are just getting breakfast..we will be quiet so we dont wake you up”

15 minutes later…it was “mum, can we play on the puter so you can sleep”

Then the cats were thrown under the doona “in case I wanted them to get warm” and the TV was turned up while “mum slept”

Followed by a wonderous argument over who was wearing the pink jumper….which went for 20 minutes or so till I told them NO ONE IS WEARING THE DAMNED PINK JUMPER!!

At 10.30 the phone rang…so I gave up trying to sleep…dragged my sorry a$$ outta bed and went looking for a hot shower.

After all was said I done…..I was greeted with “morning mummy….did you enjoy your sleep in?”[][]

~ Heaven doesnt want me and Hell is afraid I will take over! ~ :þ

Hi Bill,

Thanks for your informative and balanced post, backed up with real figures and dates. I see that you hold a healthy “big picture” overview. I unfortunately tend to hone in on one aspect, and even try to force it to work! How crazy is that?

A couple of the points you raised have hit home. Although this forum is based on +ve cashflow deals, there is much merit in such discussion as you have raised.

1/ You mentioned the big real estate value drops. Happened to a mate of mine. (I can’t recall the year like you have). Interest rates went way up, owner occupied value down and his wife lost her part-time job due to the mass “restructuring”. Talk about a Catch-22. They could not afford the increasing repayments, nor could they afford to actually borrow money to pay back the shortfall in the sale. I never did find out how they sorted it out. I only know they aren’t married anymore.

2/ On a more positive note .. the added value you mention. Steve mentions this one big time. PERCEPTION is a funny thing. How’s this ? .. Toyota were selling utes. They threw in a toolbox for “free” .. yeah right. BUT .. the retail value of the toolbox was around $1200. I bet it cost Toyota about half that.

There have been lengthy discussions here about shares vs. property. My view is that the mix of any investments, will be as varied as is appropriate to the individual. Go back a few pages and you will find the topic. I feel that most people missed the point. It’s not about which is better, it’s about market timing, individual’s circumstance, and as Steve keeps telling us, due dilligence.

Kind regards,

Phil

****** STAND BACK PEOPLE !!! *****

THE TESTOSTERONE IS GONNA BLOW!!!!!!! hahahahaha

Come on fellas…lighten up. If we cant agree like adults..are we gonna get all pi$$y and pout in the corner? I think not..

Now…the BBQ….november sometime. A kid friendly atmoshpere….a park….half naked male slaves…maybe Steve can shout the lobster? Blind folds for the children and those under 21 LOL

Ohhhhhh….maybe a theme BBQ!! Property Investment and Bondage. A leather get together… lmao !!!! [}][}][}][}]

.

~ Heaven doesnt want me and Hell is afraid I will take over! ~ :þ