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  • Profile photo of AdministratorAdministrator
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    October 2, 2003 - 6:49 am

    Jay…..EXCELLENT!!!!!!!!!!! [:P][:P][:P]

    ~~ Awards Jay with the POET OF THE WEEK Award ~~

    Will this become a weekly thing? *looking all hopeful*

    .

    ~ Heaven doesnt want me and Hell is afraid I will take over! ~ :þ

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    October 2, 2003 - 6:36 am

    ***** hangin head *******

    and blaming PMS [:(!]

    No one is perfect….look at me I be the PERFECT example of imperfection!!

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    October 2, 2003 - 6:28 am

    Only my weekends are set days…and the work varies. Some days the toys are walking out the store….other days I can go an hour without lifting a finger…except to turn the page of a magazine.

    During the week…if I have to work…its usually back breaking with no lunch break [:(!]

    Just as well I LOVE my job [:D]

    ~ Heaven doesnt want me and Hell is afraid I will take over! ~ :þ

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    October 2, 2003 - 6:23 am

    pinky has a small celtic cross LOL It has roses entwined around it. Saw it..and said DO IT! ( I usually save time and get 2 done in one hit LOL)
    Im always surprised at ppl I consider “straight laced” being tattooed or peirced in the weirdest places! LOL

    Fear….how does one associate with you?? *wink*

    .

    ~ Heaven doesnt want me and Hell is afraid I will take over! ~ :þ

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    October 2, 2003 - 6:18 am

    Braveheart

    Where he yells FREEEEEEEEEEEEEEEEEEEDOM at the end still gives me goosebumps

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    October 2, 2003 - 3:48 am

    Hi Bill, are you referring to the federal court ruling last year, or the result of the High Court appeal? I couldn’t find any reference to a result for the High Court ruling anywhere on the www as yet, only that it would be decided near the end of this year.
    Thanks, Jim.

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    October 1, 2003 - 7:39 am

    I am a country girl…..born n bred [:D]

    Arty negelected to mention the 3 rats I want…
    Im starting to think rats scare him…..hahahaha

    .

    ~ Heaven doesnt want me and Hell is afraid I will take over! ~ :þ

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    October 1, 2003 - 7:30 am

    The problem with mixing friendship with finances is if something goes bad….it usually goes REALLY bad.
    After mixing family with finances I decided (for me) there just has to be a line you cant cross. The familiarity is not always a good thing.

    Its up to indiviuals tho….because some people are happy knowing their tenants well and some even live next door to each other and have few hassles.[8D]

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    October 1, 2003 - 6:36 am

    Auctions are usually on weekends….I can not get the time to go to one.

    Probate is finalised…that much shes told me. All ready to go and eager to sell

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    October 1, 2003 - 6:11 am

    LOL I just saw the CNNN last this week….looked good..so I will have to look for it agin.

    I love The Simpsons, because the kids got me addicted to it!! But nothing beats Law and Order…and Law and Order SVU.
    There is a show on the ABC called trauma? Emergency room trauma? Its very graphic and they show most stuff…I like watching that…but I have a weak stomach so I close my eyes alot LOL

    .

    ~ Heaven doesnt want me and Hell is afraid I will take over! ~ :þ

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    October 1, 2003 - 5:46 am

    Should you get to know your tenant?

    No.

    I’ve assumed that this refers to knowing more than what’s required to maintain a business relationship.

    Other than that, no.

    Michael

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    October 1, 2003 - 3:47 am

    Here’s one of my most favourite quotes :)

    “Our deepest fear is not that we are inadequate. Our deepest fear is that we are powerful beyond measure. It is our light, not our darkness that most frightens us.” – Nelson Mandela

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    October 1, 2003 - 2:58 am

    Hi Steve

    Great post. I have been reading too many negative posts recently – all from people that obviously want the quick fix. There is no quick fix in life, it is all hard work. I have read your book and many, many others. I find that books such as yours provide information and motivation. Motivation is the most important thing and with out it you will fail. Even if you found a property, organised finance etc for these people, they still would not be happy.

    Keep up the great work and congratulations on your success.

    the_duck.

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    September 30, 2003 - 2:20 pm

    Hi Bill,

    20% .. I had worked figures closer to 25%, but even a conservative 20% is obviously well worthwhile. Given the low current loan rates makes this even more attractive. Lots of fat to absorb increases.

    I have just been hit over the head with a very simple solution to what was to be my next question. You have just answered it.

    If I understand Richard correctly, I might at best be limited to 30-50 properties. But if 3 or 4 others had a joint interest, we could offer to buy an entire management. AND everyone wins. Control of ownership, proprietor retains management plus gets the big capital injection.

    E-mail is on the way.

    Kind regards, Phil

    quote:

    G’day Phil….

    Some of my clients would be interested. My advice to them is that you would be getting a 20% plus return and as such, I consider it a safe investment for them.

    If you wish email me and I will put them in touch with you direct.

    [email protected]

    Cheers

    Billfromoz

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    September 30, 2003 - 2:00 pm
    Quote:
    Thanks Richard,

    Glad ANZ rated a mention, as my PPOR loan is with them. 50% plus equity sounds good to me. Do I understand you correctly that I may achieve an equity loan of 80% over and above the original home loan? OR .. is my borrowing limited to 80% of the value of the house as a new single loan?

    I hope the answer is the former, with 2 seperate loans.

    I plan to see ANZ within the fortnight, but would appreciate a few basics from you before I speak with them.

    Thanks again, Phil

    Hi Luckyphil

    Yes you can. We have financed several over the years. Normally limited to 50% of the value of the rent roll so if you can come up with the balance in equity (Lender will normally go to 80% of your equity) you may have a deal.

    Suggest someone like Anz they can then tell you who they would want to undertake the valuation.

    Cheers Richard
    [email protected]

    There is no such thing as a problem.
    Just a solution waiting to be found

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    September 30, 2003 - 1:15 pm

    gee….I think someone means ME!! [:O][:O][:O]

    LMAO you cant please everyone all of the time!!

    Id rather know someone..trust them…before I let them anywhere near my finances. Im just that kinda girl…trust is earned..not given in my world.

    So sue me….lmao [;)][;)]

    .

    ~ Heaven doesnt want me and Hell is afraid I will take over! ~ :þ

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    September 30, 2003 - 12:50 pm

    Amazon offered a 4 to 6 weeks delivery..

    so arty went to Kmart and they had a few copies in store [:D]

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    September 30, 2003 - 12:37 pm

    Yes!! You get the car!!! I have spoken to Mattel and they are quite happy to deliver it to you.. still in the box and mint condition!!

    Ah…you do know…as vice president you are expected to be fully naked…dont you?

    After all…..I always am! LOLOL [}:)][;)]

    .

    ~ Heaven doesnt want me and Hell is afraid I will take over! ~ :þ

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    September 30, 2003 - 12:19 pm

    YAY!! MY 100 TH POST!!

    A STAR WILL BE BORN!!! LOL

    ~ Heaven doesnt want me and Hell is afraid I will take over! ~ :þ

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    September 30, 2003 - 12:17 pm

    and this will be my 99th post

    ~ To the moon Alice…to the moon!! ~

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