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  • Profile photo of Phil_2Phil_2
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    July 27, 2004 - 1:45 pm

    my dream ain’t a 4×2 dog kennel with my neighboures bed closer to me than the street!!!

    Profile photo of Phil_2Phil_2
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    July 22, 2004 - 12:36 pm

    So, when does the 12 mths start? When you buy the land or when you move into the house?

    Profile photo of Phil_2Phil_2
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    February 4, 2004 - 2:43 pm

    I got red spanner, WHAT DOES THAT MEAN??????

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    February 4, 2004 - 2:07 pm

    Kalgoorlie is the heart of the goldfields.check http://www.reiwa.com.au

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    February 3, 2004 - 9:59 am

    Thanks PK
    is there any reason my current PM would have to stop me taking on the current tennent, given that they found them? Just don’t want any legal ramifacations.

    Profile photo of Phil_2Phil_2
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    February 2, 2004 - 2:46 am

    thanks PK I already got the book. can I get the forms from the book at the newsagent too? Do I use the agreement form they sugest, will it stand up in court?

    Profile photo of Phil_2Phil_2
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    February 1, 2004 - 11:41 am

    I would look at building on the land, if you can afford more debt, even temporary, build then sell or rent.
    try this- block price 100k, house 120k, sell 280k

    Profile photo of Phil_2Phil_2
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    February 1, 2004 - 11:01 am

    1 question
    do you need to get a solicitor to draw up a lease or is the agreement form that you can buy enough?

    Profile photo of Phil_2Phil_2
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    January 31, 2004 - 3:54 am

    tnks Steven, I spoke to a diff. person yesterday and they said they would send a letter giving confirmation of the funds.
    Kim – same situation I think, the builder is frustrated because they build 000’s houses per year and they havn’t seen this problem before. About the new application, I realised that the first one has expired – they only last for 3 months and buy the time the block was settled…well you know.
    thnks for support guys

    Profile photo of Phil_2Phil_2
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    January 31, 2004 - 3:42 am

    Thanks Purple Kiss & Mick
    That is what I wanted to hear, we havn’t been impressed with our current PM, so I think we can do better than them, actually doing nothing would be more than them. Can you reccomend a PM in Perth.

    Profile photo of Phil_2Phil_2
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    January 29, 2004 - 2:52 pm

    the builder has produced the contract, and all they need is a letter saying that the money will be available, butt covering so they don’t go too far then find out they won’t lend the money, like a pre-approval I guess.
    The builder is part of J-corp- the biggest builder in Perth, and they say they’ve never seen those conditions from a bank before. by the way the bank is Xplore Capital, heard of them?
    And is the 12mth building time a problem?
    Thanks for your help Steven

    Profile photo of Phil_2Phil_2
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    January 29, 2004 - 2:32 pm

    my favourite is to go to church late, after they have taken up the collection, we save heaps each week.[:D]

    try this one. you give for God’s work and see what He does for you with compounding interest.[:D]

    Profile photo of Phil_2Phil_2
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    January 29, 2004 - 2:27 pm

    redwing’s theme…we are building so for the garden i’ve bought a hundred plants in tubes at $2 ea, get some old pots, bita local dirt and 6 months later, $10-15 plants for $2…and all native. For those in northern Perth go to Lulfitz nursery in Wanneroo

    Profile photo of Phil_2Phil_2
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    January 29, 2004 - 2:09 pm

    unconditional for the block, for the house they sent me a letter asking for contract, building permit (the builder says finance first, then permit), builders insurance (finance first again)and a home owners warrent( again finance first says builder)
    I dunno …

    Profile photo of Phil_2Phil_2
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    January 29, 2004 - 11:57 am

    thanks all.
    I have 3 friends that manage their own properties and they have no prob’s, they tell me it’s a sinch.
    Anyone else got opinions

    Profile photo of Phil_2Phil_2
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    January 19, 2004 - 2:54 pm

    Job security

    Profile photo of Phil_2Phil_2
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    January 18, 2004 - 4:42 pm

    ahh I see, for a moment there my hopes were up

    Profile photo of Phil_2Phil_2
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    January 18, 2004 - 12:06 pm

    Simon, that was the rate our lender was offering, the load is less than 1 year old so I don’t think we could’ve gone elseware

    Profile photo of Phil_2Phil_2
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    January 18, 2004 - 7:59 am

    thanks Mel

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    January 18, 2004 - 7:50 am

    Perth, Joondalup area (Banksia Grove to be exact)

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