[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

July 27, 2004 - 1:45 pm

my dream ain’t a 4×2 dog kennel with my neighboures bed closer to me than the street!!!

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

July 22, 2004 - 12:36 pm

So, when does the 12 mths start? When you buy the land or when you move into the house?

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

February 4, 2004 - 2:43 pm

I got red spanner, WHAT DOES THAT MEAN??????

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

February 4, 2004 - 2:07 pm

Kalgoorlie is the heart of the goldfields.check http://www.reiwa.com.au

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

February 3, 2004 - 9:59 am

Thanks PK
is there any reason my current PM would have to stop me taking on the current tennent, given that they found them? Just don’t want any legal ramifacations.

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

February 2, 2004 - 2:46 am

thanks PK I already got the book. can I get the forms from the book at the newsagent too? Do I use the agreement form they sugest, will it stand up in court?

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

February 1, 2004 - 11:41 am

I would look at building on the land, if you can afford more debt, even temporary, build then sell or rent.
try this- block price 100k, house 120k, sell 280k

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

February 1, 2004 - 11:01 am

1 question
do you need to get a solicitor to draw up a lease or is the agreement form that you can buy enough?

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

January 31, 2004 - 3:54 am

tnks Steven, I spoke to a diff. person yesterday and they said they would send a letter giving confirmation of the funds.
Kim – same situation I think, the builder is frustrated because they build 000’s houses per year and they havn’t seen this problem before. About the new application, I realised that the first one has expired – they only last for 3 months and buy the time the block was settled…well you know.
thnks for support guys

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

January 31, 2004 - 3:42 am

Thanks Purple Kiss & Mick
That is what I wanted to hear, we havn’t been impressed with our current PM, so I think we can do better than them, actually doing nothing would be more than them. Can you reccomend a PM in Perth.

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

January 29, 2004 - 2:52 pm

the builder has produced the contract, and all they need is a letter saying that the money will be available, butt covering so they don’t go too far then find out they won’t lend the money, like a pre-approval I guess.
The builder is part of J-corp- the biggest builder in Perth, and they say they’ve never seen those conditions from a bank before. by the way the bank is Xplore Capital, heard of them?
And is the 12mth building time a problem?
Thanks for your help Steven

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

January 29, 2004 - 2:32 pm

my favourite is to go to church late, after they have taken up the collection, we save heaps each week.[]

try this one. you give for God’s work and see what He does for you with compounding interest.[]

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

January 29, 2004 - 2:27 pm

redwing’s theme…we are building so for the garden i’ve bought a hundred plants in tubes at $2 ea, get some old pots, bita local dirt and 6 months later, $10-15 plants for $2…and all native. For those in northern Perth go to Lulfitz nursery in Wanneroo

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

January 29, 2004 - 2:09 pm

unconditional for the block, for the house they sent me a letter asking for contract, building permit (the builder says finance first, then permit), builders insurance (finance first again)and a home owners warrent( again finance first says builder)
I dunno …

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

January 29, 2004 - 11:57 am

thanks all.
I have 3 friends that manage their own properties and they have no prob’s, they tell me it’s a sinch.
Anyone else got opinions

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

January 19, 2004 - 2:54 pm

Job security

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

January 18, 2004 - 4:42 pm

ahh I see, for a moment there my hopes were up

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

January 18, 2004 - 12:06 pm

Simon, that was the rate our lender was offering, the load is less than 1 year old so I don’t think we could’ve gone elseware

[Phil_2Member@phil_2Join Date: 2004Post Count: 45]

January 18, 2004 - 7:59 am

thanks Mel

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January 18, 2004 - 7:50 am

Perth, Joondalup area (Banksia Grove to be exact)