Thanks everyone for your replies, much appreciated.Yes Richard I received a letter from one direct suggesting they are no longer taking on any new business. My loan (3yrs fixed) on my PPOR is currently fixed at 7.49% but that ends in Sept 2010. So I either have to wait until then, or talk to ANZ now and see what deal they can do for me to…[Read more]

thanks for your reply terryw. How could I structure it so I could limit my captial gains exposure? I am looking to do this on a regular basis (about every 2 years) but I want to make sure I am not whopped with a massive tax bill everytime I sell my home and move onto the next one.