carlin wrote:
Heard again that Reserve Bank likely to drop rate by full 1% before end of year.So anyone able to respond to my second question in previous post? ie:…is it at all feasible that fixed rates will come down again??

In theory, It’s definitely feasible but I think if the RBA drop the rate by 1% over the coming year then the banks…[Read more]

Hi Ajax,

So they share the same office, phone line and stationary but are separate companies that charge you exit fees , set-up fees and mortgage insurance if you moved your loan from one side of the office to the other !

Do you know if this is quite normal with other lending institutions?

I have just received the pin # for the online access on Rams letterhead, with Rams details rather than RHG this time but the signature is the exact same for RHG and Rams customer service.

Imagine having such a beautiful signature that you can work for two separate lenders !